Covid-19 lab test non-cdc at UnityPoint Health - Finley Hospital
350 North Grandview Avenue, Dubuque, IA · UnityPoint Health · · NPI 1942392600
$49.26
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$61.57
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$3.50 with BC Illinois Community vs $100.88 with Health Partners Open Network — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BC Illinois Community | PPO | $3.50 | ↓ -93% |
| BC Illinois Community | Blue Choice | $10.40 | ↓ -79% |
| Medica Exchange Inspire | Commercial | $22.66 | ↓ -54% |
| Medica Exchange Insure | Commercial | $25.37 | ↓ -48% |
| United Healthcare | HMO | $30.79 | ↓ -37% |
| United Healthcare | PPO | $30.79 | ↓ -37% |
| Cigna/Midlands | Commercial | $32.51 | ↓ -34% |
| Quartz Health | HMO | $49.26 | ↑ +0% |
| Dean Health Plan | HMO | $49.26 | ↑ +0% |
| Wellmark Blue Cross and Blue Shield | PPO | $51.31 | ↑ +4% |
| Wellmark Blue Cross and Blue Shield | HMO | $51.31 | ↑ +4% |
| Wellmark UPH Self-Funded | Commercial | $51.31 | ↑ +4% |
| Aetna | PPO | $51.72 | ↑ +5% |
| Aetna | HMO | $51.72 | ↑ +5% |
| Aetna | Medicare Advantage | $52.34 | ↑ +6% |
| Molina | Medicare Advantage | $52.34 | ↑ +6% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $52.34 | ↑ +6% |
| Humana | Medicare Advantage | $53.88 | ↑ +9% |
| United Healthcare | Medicare Advantage | $53.88 | ↑ +9% |
| Amerivantage | Medicare Advantage | $53.88 | ↑ +9% |
| Meridian | MMAI (Medicare-Medicaid) | $59.52 | ↑ +21% |
| Medical Associates Health Plan | HMO | $69.27 | ↑ +41% |
| Health Partners Open Network | Commercial | $100.88 | ↑ +105% |
| Amerigroup | Managed Medicaid | not published by hospital | — |
| Iowa Total Care | Managed Medicaid | not published by hospital | — |
Visitor-reported prices
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Covid-19 lab test non-cdc at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Dyersville Medical Center | Dyersville | $146.90 | $85.43 – $254.39 |
| MercyOne Oelwein Medical Center | Oelwein | $146.90 | $86.38 – $226.00 |
| UnityPoint Health - Allen Hospital | Waterloo | $49.26 | $29.00 – $100.88 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $49.26 | $19.46 – $53.88 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $49.26 | $16.13 – $100.88 |
| UnityPoint Health - Jones Regional Medical Center | Anamosa | $49.26 | $24.49 – $54.61 |
| UnityPoint Health - Marshalltown | Marshalltown | $49.26 | $21.55 – $53.88 |
| UnityPoint Health - St. Lukes Downtown | Sioux City | $49.26 | $16.01 – $100.88 |