Cltx mndblr/max alv ridge fx at UnityPoint Health - Finley Hospital
350 North Grandview Avenue, Dubuque, IA · UnityPoint Health · · NPI 1942392600
$1,543.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$1,929.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$535.07 with Aetna vs $2,851.40 with Iowa Total Care — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $535.07 | ↓ -65% |
| Molina | Medicare Advantage | $545.77 | ↓ -65% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $545.77 | ↓ -65% |
| United Healthcare | Medicare Advantage | $561.82 | ↓ -64% |
| Humana | Medicare Advantage | $561.82 | ↓ -64% |
| Meridian | MMAI (Medicare-Medicaid) | $561.82 | ↓ -64% |
| Amerivantage | Medicare Advantage | $561.82 | ↓ -64% |
| Health Partners Open Network | Commercial | $855.18 | ↓ -45% |
| Medical Associates Health Plan | HMO | $989.88 | ↓ -36% |
| Aetna | HMO | $1,044.07 | ↓ -32% |
| Wellmark Blue Cross and Blue Shield | HMO | $1,153.20 | ↓ -25% |
| Wellmark UPH Self-Funded | Commercial | $1,153.20 | ↓ -25% |
| BC Illinois Community | PPO | $1,249.47 | ↓ -19% |
| Aetna | PPO | $1,270.59 | ↓ -18% |
| BC Illinois Community | Blue Choice | $1,306.53 | ↓ -15% |
| Wellmark Blue Cross and Blue Shield | PPO | $1,356.70 | ↓ -12% |
| Cigna/Midlands | Commercial | $1,455.96 | ↓ -6% |
| United Healthcare | HMO | $1,557.47 | ↑ +1% |
| United Healthcare | PPO | $1,557.47 | ↑ +1% |
| Dean Health Plan | HMO | $1,774.68 | ↑ +15% |
| Amerigroup | Managed Medicaid | $2,851.40 | ↑ +85% |
| Iowa Total Care | Managed Medicaid | $2,851.40 | ↑ +85% |
| Medica Exchange Insure | Commercial | not published by hospital | — |
| Medica Exchange Inspire | Commercial | not published by hospital | — |
| Quartz Health | HMO | not published by hospital | — |
Visitor-reported prices
Comments
Cltx mndblr/max alv ridge fx at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Des Moines Medical Center | Des Moines | $1,923.00 | $93.59 – $1,923.00 |
| UnityPoint Health - Allen Hospital | Waterloo | $1,543.20 | $535.07 – $2,688.10 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $1,543.20 | $535.07 – $3,226.74 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $4,055.77 | $535.07 – $3,124.54 |
| UnityPoint Health - Jones Regional Medical Center | Anamosa | $1,543.20 | $535.07 – $1,455.96 |
| UnityPoint Health - Marshalltown | Marshalltown | $1,543.20 | $535.07 – $3,155.82 |
| UnityPoint Health - St. Lukes Downtown | Sioux City | $2,466.88 | $501.54 – $2,872.13 |
| UnityPoint Health - Trinity Bettendorf | Bettendorf | $1,543.20 | $535.07 – $2,790.66 |