Clsd tx/shoulder dislo/manip/anest 23655 at UnityPoint Health - Finley Hospital
350 North Grandview Avenue, Dubuque, IA · UnityPoint Health · · NPI 1942392600
$2,878.22
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,597.77
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$373.85 with Aetna vs $2,878.22 with Quartz Health — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $373.85 | ↓ -87% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $381.33 | ↓ -87% |
| Molina | Medicare Advantage | $381.33 | ↓ -87% |
| Meridian | MMAI (Medicare-Medicaid) | $392.54 | ↓ -86% |
| Humana | Medicare Advantage | $392.54 | ↓ -86% |
| Amerivantage | Medicare Advantage | $392.54 | ↓ -86% |
| United Healthcare | Medicare Advantage | $392.54 | ↓ -86% |
| Medical Associates Health Plan | HMO | $691.62 | ↓ -76% |
| Health Partners Open Network | Commercial | $734.55 | ↓ -74% |
| BC Illinois Community | Blue Choice | $759.05 | ↓ -74% |
| Wellmark Blue Cross and Blue Shield | HMO | $814.40 | ↓ -72% |
| Wellmark UPH Self-Funded | Commercial | $814.40 | ↓ -72% |
| Aetna | HMO | $887.27 | ↓ -69% |
| BC Illinois Community | PPO | $903.63 | ↓ -69% |
| Wellmark Blue Cross and Blue Shield | PPO | $958.10 | ↓ -67% |
| Cigna/Midlands | Commercial | $995.76 | ↓ -65% |
| Aetna | PPO | $1,080.26 | ↓ -62% |
| Dean Health Plan | HMO | $1,141.72 | ↓ -60% |
| United Healthcare | HMO | $1,240.69 | ↓ -57% |
| United Healthcare | PPO | $1,240.69 | ↓ -57% |
| Medica Exchange Inspire | Commercial | $1,323.98 | ↓ -54% |
| Amerigroup | Managed Medicaid | $1,407.13 | ↓ -51% |
| Iowa Total Care | Managed Medicaid | $1,407.13 | ↓ -51% |
| Medica Exchange Insure | Commercial | $1,482.28 | ↓ -49% |
| Quartz Health | HMO | $2,878.22 | ↑ +0% |
Visitor-reported prices
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Clsd tx/shoulder dislo/manip/anest 23655 at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $1,585.20 | $1,531.94 – $1,717.30 |
| MercyOne North Iowa Medical Center | Mason City | $1,424.00 | $122.49 – $1,074.15 |
| MercyOne Genesis Davenport Medical Center | Davenport | $1,914.00 | $1,531.94 – $2,073.50 |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $1,914.00 | $904.47 – $1,084.60 |
| UnityPoint Health - Allen Hospital | Waterloo | $3,273.68 | $373.85 – $2,156.54 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $1,985.60 | $373.85 – $1,592.36 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $3,313.53 | $373.85 – $1,541.92 |
| UnityPoint Health - Jones Regional Medical Center | Anamosa | $1,985.60 | $373.85 – $1,849.74 |