Clsd tx carpo/metacarpl disl thmb manip ea without anes at UnityPoint Health - Finley Hospital

350 North Grandview Avenue, Dubuque, IA · UnityPoint Health · · NPI 1942392600

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$842.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,053.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$140.55 with Medica Exchange Inspire vs $753.50 with Wellmark Blue Cross and Blue Shield — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Medica Exchange Inspire Commercial $140.55 ↓ -83%
Medica Exchange Insure Commercial $157.35 ↓ -81%
Cigna/Midlands Commercial $201.65 ↓ -76%
Iowa Total Care Managed Medicaid $210.91 ↓ -75%
Amerigroup Managed Medicaid $210.91 ↓ -75%
Medical Associates Health Plan HMO $221.51 ↓ -74%
Molina Medicare Advantage $234.24 ↓ -72%
Wellmark Blue Cross and Blue Shield Medicare Advantage $234.24 ↓ -72%
Aetna Medicare Advantage $234.24 ↓ -72%
United Healthcare Medicare Advantage $241.13 ↓ -71%
Amerivantage Medicare Advantage $241.13 ↓ -71%
Humana Medicare Advantage $241.13 ↓ -71%
Meridian MMAI (Medicare-Medicaid) $266.39 ↓ -68%
Dean Health Plan HMO $305.54 ↓ -64%
Quartz Health HMO $305.54 ↓ -64%
Health Partners Open Network Commercial $438.05 ↓ -48%
United Healthcare HMO $505.76 ↓ -40%
United Healthcare PPO $505.76 ↓ -40%
Aetna HMO $524.59 ↓ -38%
Aetna PPO $554.18 ↓ -34%
Wellmark UPH Self-Funded Commercial $640.50 ↓ -24%
Wellmark Blue Cross and Blue Shield HMO $640.50 ↓ -24%
BC Illinois Community Blue Choice $657.58 ↓ -22%
BC Illinois Community PPO $704.18 ↓ -16%
Wellmark Blue Cross and Blue Shield PPO $753.50 ↓ -11%

Visitor-reported prices

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Clsd tx carpo/metacarpl disl thmb manip ea without anes at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $609.60 not published
MercyOne Genesis Davenport Medical Center Davenport $640.20 not published
MercyOne Genesis DeWitt Medical Center DeWitt $640.20 $778.91 – $2,679.00
UnityPoint Health - Allen Hospital Waterloo $842.40 $198.83 – $640.50
UnityPoint Health - Grinnell Regional Medical Center Grinnell $964.33 $228.37 – $752.18
UnityPoint Health - Iowa Lutheran Hospital Des Moines $842.40 $93.26 – $640.50
UnityPoint Health - Jones Regional Medical Center Anamosa $842.40 $131.78 – $322.01
UnityPoint Health - Marshalltown Marshalltown $842.40 $163.04 – $371.72

All Iowa hospitals for this procedure →