Care manage beh svs 20mins at UnityPoint Health - Finley Hospital

350 North Grandview Avenue, Dubuque, IA · UnityPoint Health · · NPI 1942392600

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$29.09 with Molina vs $105.61 with Cigna/Midlands — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Molina Medicare Advantage $29.09
Wellmark Blue Cross and Blue Shield Medicare Advantage $29.09
Aetna Medicare Advantage $29.09
Amerivantage Medicare Advantage $29.95
Humana Medicare Advantage $29.95
United Healthcare Medicare Advantage $29.95
Meridian MMAI (Medicare-Medicaid) $33.08
Health Partners Open Network Commercial $46.80
Wellmark UPH Self-Funded Commercial $59.50
Wellmark Blue Cross and Blue Shield HMO $59.50
BC Illinois Community PPO $61.90
United Healthcare PPO $62.81
United Healthcare HMO $62.81
BC Illinois Community Blue Choice $64.81
Aetna HMO $65.15
Aetna PPO $68.82
Wellmark Blue Cross and Blue Shield PPO $70.00
Cigna/Midlands Commercial $105.61

Visitor-reported prices

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Care manage beh svs 20mins at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport not published $28.52 – $39.92
MercyOne Genesis Davenport Medical Center Davenport not published $28.52 – $39.92
UnityPoint Health - Allen Hospital Waterloo not published $28.02 – $105.61
UnityPoint Health - Grinnell Regional Medical Center Grinnell not published $28.36 – $105.61
UnityPoint Health - Iowa Lutheran Hospital Des Moines not published $28.36 – $105.61
UnityPoint Health - Jones Regional Medical Center Anamosa not published $39.53 – $105.61
UnityPoint Health - Marshalltown Marshalltown not published $28.02 – $105.61
UnityPoint Health - St. Lukes Downtown Sioux City not published $29.61 – $105.61

All Iowa hospitals for this procedure →