Car seat/bed test 60 minutes at UnityPoint Health - Finley Hospital
350 North Grandview Avenue, Dubuque, IA · UnityPoint Health · · NPI 1942392600
$110.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$138.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$20.99 with Aetna vs $93.66 with Quartz Health — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $20.99 | ↓ -81% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $21.41 | ↓ -81% |
| Molina | Medicare Advantage | $21.41 | ↓ -81% |
| United Healthcare | Medicare Advantage | $22.04 | ↓ -80% |
| Meridian | MMAI (Medicare-Medicaid) | $22.04 | ↓ -80% |
| Amerivantage | Medicare Advantage | $22.04 | ↓ -80% |
| Humana | Medicare Advantage | $22.04 | ↓ -80% |
| Iowa Total Care | Managed Medicaid | $34.51 | ↓ -69% |
| Amerigroup | Managed Medicaid | $34.51 | ↓ -69% |
| Medical Associates Health Plan | HMO | $36.73 | ↓ -67% |
| Wellmark Blue Cross and Blue Shield | HMO | $42.90 | ↓ -61% |
| Wellmark UPH Self-Funded | Commercial | $42.90 | ↓ -61% |
| Medica Exchange Inspire | Commercial | $43.08 | ↓ -61% |
| Health Partners Open Network | Commercial | $47.06 | ↓ -57% |
| Medica Exchange Insure | Commercial | $48.23 | ↓ -56% |
| BC Illinois Community | PPO | $50.13 | ↓ -55% |
| Wellmark Blue Cross and Blue Shield | PPO | $50.40 | ↓ -54% |
| Aetna | HMO | $53.61 | ↓ -51% |
| Cigna/Midlands | Commercial | $56.03 | ↓ -49% |
| United Healthcare | HMO | $61.80 | ↓ -44% |
| United Healthcare | PPO | $61.80 | ↓ -44% |
| Aetna | PPO | $64.34 | ↓ -42% |
| BC Illinois Community | Blue Choice | $93.08 | ↓ -16% |
| Dean Health Plan | HMO | $93.66 | ↓ -15% |
| Quartz Health | HMO | $93.66 | ↓ -15% |
Visitor-reported prices
Comments
Car seat/bed test 60 minutes at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Dubuque Medical Center | Dubuque | $94.25 | $33.51 – $195.00 |
| MercyOne Genesis Davenport West Medical Center | Davenport | $67.80 | $37.57 – $52.60 |
| MercyOne Clinton Medical Center | Clinton | $79.30 | $34.39 – $1,187.00 |
| MercyOne West Des Moines Medical Center | West Des Moines | $95.00 | $19.10 – $189.00 |
| MercyOne Des Moines Medical Center | Des Moines | $55.90 | $17.29 – $189.00 |
| MercyOne Newton Medical Center | Newton | $217.10 | $35.35 – $334.00 |
| MercyOne North Iowa Medical Center | Mason City | $80.60 | $31.74 – $350.00 |
| MercyOne Genesis Davenport Medical Center | Davenport | $75.60 | $37.57 – $52.60 |