Brace back epic lso 637 at UnityPoint Health - Finley Hospital
350 North Grandview Avenue, Dubuque, IA · UnityPoint Health · · NPI 1942392600
$2,127.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,659.50
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$472.74 with BC Illinois Community vs $2,127.60 with Quartz Health — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BC Illinois Community | Blue Choice | $472.74 | ↓ -78% |
| BC Illinois Community | PPO | $562.79 | ↓ -74% |
| United Healthcare | HMO | $712.41 | ↓ -67% |
| United Healthcare | PPO | $712.41 | ↓ -67% |
| Aetna | HMO | $880.88 | ↓ -59% |
| Aetna | PPO | $880.88 | ↓ -59% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $898.50 | ↓ -58% |
| Aetna | Medicare Advantage | $898.50 | ↓ -58% |
| Molina | Medicare Advantage | $898.50 | ↓ -58% |
| Amerivantage | Medicare Advantage | $924.92 | ↓ -57% |
| United Healthcare | Medicare Advantage | $924.92 | ↓ -57% |
| Humana | Medicare Advantage | $924.92 | ↓ -57% |
| Medica Exchange Inspire | Commercial | $978.70 | ↓ -54% |
| Meridian | MMAI (Medicare-Medicaid) | $1,021.82 | ↓ -52% |
| Medica Exchange Insure | Commercial | $1,095.71 | ↓ -49% |
| Wellmark UPH Self-Funded | Commercial | $1,139.97 | ↓ -46% |
| Wellmark Blue Cross and Blue Shield | HMO | $1,139.97 | ↓ -46% |
| Wellmark Blue Cross and Blue Shield | PPO | $1,139.97 | ↓ -46% |
| Health Partners Open Network | Commercial | $1,183.48 | ↓ -44% |
| Cigna/Midlands | Commercial | $1,404.22 | ↓ -34% |
| Medical Associates Health Plan | HMO | $1,542.51 | ↓ -28% |
| Dean Health Plan | HMO | $2,127.60 | ↑ +0% |
| Quartz Health | HMO | $2,127.60 | ↑ +0% |
| Amerigroup | Managed Medicaid | not published by hospital | — |
| Iowa Total Care | Managed Medicaid | not published by hospital | — |
Visitor-reported prices
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Brace back epic lso 637 at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Dubuque Medical Center | Dubuque | $186.50 | $55.61 – $286.92 |
| MercyOne New Hampton Medical Center | New Hampton | $193.69 | $117.97 – $297.99 |
| MercyOne Dyersville Medical Center | Dyersville | $186.50 | $108.46 – $322.96 |
| MercyOne Clinton Medical Center | Clinton | $186.50 | $55.61 – $286.92 |
| MercyOne Oelwein Medical Center | Oelwein | $186.50 | $109.66 – $286.92 |
| MercyOne Cedar Falls Medical Center | Cedar Falls | $186.50 | $49.75 – $286.92 |
| MercyOne Elkader Medical Center | Elkader | $186.50 | $147.68 – $299.89 |
| MercyOne West Des Moines Medical Center | West Des Moines | $286.92 | $46.83 – $286.92 |