Biopsy vaginal mucosa xtnsv at UnityPoint Health - Finley Hospital
350 North Grandview Avenue, Dubuque, IA · UnityPoint Health · · NPI 1942392600
$392.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$490.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$131.30 with Aetna vs $2,795.53 with Iowa Total Care — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $131.30 | ↓ -67% |
| Molina | Medicare Advantage | $133.93 | ↓ -66% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $133.93 | ↓ -66% |
| Amerivantage | Medicare Advantage | $137.87 | ↓ -65% |
| Humana | Medicare Advantage | $137.87 | ↓ -65% |
| Meridian | MMAI (Medicare-Medicaid) | $137.87 | ↓ -65% |
| United Healthcare | Medicare Advantage | $137.87 | ↓ -65% |
| Health Partners Open Network | Commercial | $234.77 | ↓ -40% |
| Medical Associates Health Plan | HMO | $242.91 | ↓ -38% |
| Wellmark UPH Self-Funded | Commercial | $278.70 | ↓ -29% |
| Wellmark Blue Cross and Blue Shield | HMO | $278.70 | ↓ -29% |
| Aetna | HMO | $278.78 | ↓ -29% |
| BC Illinois Community | PPO | $278.81 | ↓ -29% |
| BC Illinois Community | Blue Choice | $279.39 | ↓ -29% |
| Wellmark Blue Cross and Blue Shield | PPO | $327.80 | ↓ -16% |
| Aetna | PPO | $339.10 | ↓ -13% |
| Cigna/Midlands | Commercial | $354.20 | ↓ -10% |
| United Healthcare | HMO | $422.47 | ↑ +8% |
| United Healthcare | PPO | $422.47 | ↑ +8% |
| Dean Health Plan | HMO | $450.80 | ↑ +15% |
| Amerigroup | Managed Medicaid | $2,795.53 | ↑ +613% |
| Iowa Total Care | Managed Medicaid | $2,795.53 | ↑ +613% |
| Medica Exchange Insure | Commercial | not published by hospital | — |
| Medica Exchange Inspire | Commercial | not published by hospital | — |
| Quartz Health | HMO | not published by hospital | — |
Visitor-reported prices
Comments
Biopsy vaginal mucosa xtnsv at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $249.00 | not published |
| MercyOne Genesis Davenport Medical Center | Davenport | $261.60 | not published |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $261.60 | $318.28 – $2,679.00 |
| UnityPoint Health - Allen Hospital | Waterloo | $392.00 | $131.30 – $2,635.43 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $392.00 | $131.30 – $3,163.52 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $392.00 | $131.30 – $3,063.32 |
| UnityPoint Health - Jones Regional Medical Center | Anamosa | $392.00 | $131.30 – $354.20 |
| UnityPoint Health - Marshalltown | Marshalltown | $392.00 | $131.30 – $3,093.98 |