Assist oocyte fertilization at UnityPoint Health - Finley Hospital
350 North Grandview Avenue, Dubuque, IA · UnityPoint Health · · NPI 1942392600
$937.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$1,172.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$167.33 with Aetna vs $1,500.00 with BC Illinois Community — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $167.33 | ↓ -82% |
| Molina | Medicare Advantage | $167.33 | ↓ -82% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $167.33 | ↓ -82% |
| United Healthcare | Medicare Advantage | $172.25 | ↓ -82% |
| Humana | Medicare Advantage | $172.25 | ↓ -82% |
| Amerivantage | Medicare Advantage | $172.25 | ↓ -82% |
| Meridian | MMAI (Medicare-Medicaid) | $190.30 | ↓ -80% |
| Health Partners Open Network | Commercial | $312.93 | ↓ -67% |
| United Healthcare | PPO | $361.30 | ↓ -61% |
| United Healthcare | HMO | $361.30 | ↓ -61% |
| Aetna | HMO | $374.75 | ↓ -60% |
| Aetna | PPO | $395.89 | ↓ -58% |
| Wellmark UPH Self-Funded | Commercial | $895.00 | ↓ -5% |
| Wellmark Blue Cross and Blue Shield | HMO | $895.00 | ↓ -5% |
| Wellmark Blue Cross and Blue Shield | PPO | $895.00 | ↓ -5% |
| Dean Health Plan | HMO | $1,078.24 | ↑ +15% |
| BC Illinois Community | Blue Choice | $1,260.00 | ↑ +34% |
| BC Illinois Community | PPO | $1,500.00 | ↑ +60% |
| Cigna/Midlands | Commercial | not published by hospital | — |
| Amerigroup | Managed Medicaid | not published by hospital | — |
| Medica Exchange Insure | Commercial | not published by hospital | — |
| Medica Exchange Inspire | Commercial | not published by hospital | — |
| Medical Associates Health Plan | HMO | not published by hospital | — |
| Iowa Total Care | Managed Medicaid | not published by hospital | — |
| Quartz Health | HMO | not published by hospital | — |
Visitor-reported prices
Comments
Assist oocyte fertilization at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UnityPoint Health - Allen Hospital | Waterloo | $937.60 | $161.15 – $895.00 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $937.60 | $149.16 – $959.87 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $937.60 | $163.14 – $895.00 |
| UnityPoint Health - Jones Regional Medical Center | Anamosa | $937.60 | $895.00 – $1,199.55 |
| UnityPoint Health - Marshalltown | Marshalltown | $937.60 | $161.15 – $895.00 |
| UnityPoint Health - St. Lukes Downtown | Sioux City | $937.60 | $170.34 – $895.00 |
| UnityPoint Health - Trinity Bettendorf | Bettendorf | $937.60 | $161.15 – $895.00 |
| UnityPoint Health - Trinity Muscatine | Muscatine | $937.60 | $157.99 – $1,260.00 |