Apply surf ldr radionuclide at UnityPoint Health - Finley Hospital

350 North Grandview Avenue, Dubuque, IA · UnityPoint Health · · NPI 1942392600

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$243.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$304.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$56.07 with Aetna vs $251.65 with BC Illinois Community — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $56.07 ↓ -77%
Wellmark Blue Cross and Blue Shield Medicare Advantage $57.19 ↓ -76%
Molina Medicare Advantage $57.19 ↓ -76%
Humana Medicare Advantage $58.87 ↓ -76%
United Healthcare Medicare Advantage $58.87 ↓ -76%
Meridian MMAI (Medicare-Medicaid) $58.87 ↓ -76%
Amerivantage Medicare Advantage $58.87 ↓ -76%
United Healthcare HMO $78.02 ↓ -68%
United Healthcare PPO $78.02 ↓ -68%
Medical Associates Health Plan HMO $84.11 ↓ -65%
Iowa Total Care Managed Medicaid $96.28 ↓ -60%
Amerigroup Managed Medicaid $96.28 ↓ -60%
Health Partners Open Network Commercial $101.30 ↓ -58%
Wellmark Blue Cross and Blue Shield HMO $111.50 ↓ -54%
Wellmark UPH Self-Funded Commercial $111.50 ↓ -54%
Cigna/Midlands Commercial $117.62 ↓ -52%
Aetna HMO $127.32 ↓ -48%
Dean Health Plan HMO $129.72 ↓ -47%
Wellmark Blue Cross and Blue Shield PPO $131.20 ↓ -46%
BC Illinois Community PPO $139.15 ↓ -43%
Aetna PPO $155.44 ↓ -36%
BC Illinois Community Blue Choice $251.65 ↑ +3%
Medica Exchange Insure Commercial not published by hospital
Medica Exchange Inspire Commercial not published by hospital
Quartz Health HMO not published by hospital

Visitor-reported prices

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Apply surf ldr radionuclide at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $243.20 $56.07 – $117.62
UnityPoint Health - Grinnell Regional Medical Center Grinnell $243.20 $56.07 – $117.62
UnityPoint Health - Iowa Lutheran Hospital Des Moines $243.20 $56.07 – $117.62
UnityPoint Health - Jones Regional Medical Center Anamosa $243.20 $56.07 – $117.62
UnityPoint Health - Marshalltown Marshalltown $243.20 $56.07 – $117.62
UnityPoint Health - St. Lukes Downtown Sioux City $243.20 $36.66 – $117.62
UnityPoint Health - Trinity Bettendorf Bettendorf $243.20 $56.07 – $117.62
UnityPoint Health - Trinity Muscatine Muscatine $243.20 $56.07 – $139.15

All Iowa hospitals for this procedure →