An cholangiogram percutaneous compl at UnityPoint Health - Finley Hospital
350 North Grandview Avenue, Dubuque, IA · UnityPoint Health · · NPI 1942392600
$943.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,179.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$63.17 with Aetna vs $8,152.90 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $63.17 | ↓ -93% |
| Molina | Medicare Advantage | $64.43 | ↓ -93% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $64.43 | ↓ -93% |
| Amerivantage | Medicare Advantage | $66.33 | ↓ -93% |
| Humana | Medicare Advantage | $66.33 | ↓ -93% |
| Meridian | MMAI (Medicare-Medicaid) | $66.33 | ↓ -93% |
| United Healthcare | Medicare Advantage | $66.33 | ↓ -93% |
| Medical Associates Health Plan | HMO | $116.86 | ↓ -88% |
| BC Illinois Community | PPO | $122.30 | ↓ -87% |
| Health Partners Open Network | Commercial | $129.73 | ↓ -86% |
| Wellmark UPH Self-Funded | Commercial | $133.50 | ↓ -86% |
| Wellmark Blue Cross and Blue Shield | HMO | $133.50 | ↓ -86% |
| Wellmark Blue Cross and Blue Shield | PPO | $157.00 | ↓ -83% |
| Cigna/Midlands | Commercial | $167.88 | ↓ -82% |
| United Healthcare | HMO | $225.33 | ↓ -76% |
| United Healthcare | PPO | $225.33 | ↓ -76% |
| BC Illinois Community | Blue Choice | $281.62 | ↓ -70% |
| Dean Health Plan | HMO | $1,084.68 | ↑ +15% |
| Iowa Total Care | Managed Medicaid | $3,102.85 | ↑ +229% |
| Amerigroup | Managed Medicaid | $3,102.85 | ↑ +229% |
| Aetna | HMO | $7,717.55 | ↑ +718% |
| Aetna | PPO | $8,152.90 | ↑ +764% |
| Medica Exchange Inspire | Commercial | not published by hospital | — |
| Medica Exchange Insure | Commercial | not published by hospital | — |
| Quartz Health | HMO | not published by hospital | — |
Visitor-reported prices
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An cholangiogram percutaneous compl at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Dubuque Medical Center | Dubuque | $1,426.75 | $783.62 – $7,153.96 |
| MercyOne Genesis Davenport West Medical Center | Davenport | $1,095.60 | $949.65 – $3,378.09 |
| MercyOne West Des Moines Medical Center | West Des Moines | $14,166.00 | $2,847.37 – $14,166.00 |
| MercyOne Des Moines Medical Center | Des Moines | $9,207.90 | $2,847.37 – $14,166.00 |
| MercyOne North Iowa Medical Center | Mason City | $2,626.65 | $1,034.50 – $7,756.86 |
| MercyOne Genesis Davenport Medical Center | Davenport | $1,266.00 | $1,296.10 – $3,378.09 |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $1,196.40 | $542.30 – $833.66 |
| MercyOne Waterloo Medical Center | Waterloo | $6,164.60 | $2,228.74 – $9,484.00 |