Albumin, human 5 % intravenous solution at UnityPoint Health - Finley Hospital

350 North Grandview Avenue, Dubuque, IA · UnityPoint Health · · NPI 1942392600

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$31.08

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$38.85

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10.06 with Medica Exchange Inspire vs $35.28 with BC Illinois Community — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Medica Exchange Inspire Commercial $10.06 ↓ -68%
Wellmark UPH Self-Funded Commercial $10.62 ↓ -66%
United Healthcare HMO $10.62 ↓ -66%
United Healthcare PPO $10.62 ↓ -66%
Wellmark Blue Cross and Blue Shield HMO $10.62 ↓ -66%
Wellmark Blue Cross and Blue Shield PPO $10.62 ↓ -66%
Medica Exchange Insure Commercial $11.27 ↓ -64%
Health Partners Open Network Commercial $12.17 ↓ -61%
Aetna PPO $13.68 ↓ -56%
Aetna HMO $13.68 ↓ -56%
Cigna/Midlands Commercial $13.80 ↓ -56%
Medical Associates Health Plan HMO $15.86 ↓ -49%
Quartz Health HMO $21.88 ↓ -30%
Dean Health Plan HMO $21.88 ↓ -30%
BC Illinois Community PPO $35.28 ↑ +14%
BC Illinois Community Blue Choice $35.28 ↑ +14%
Molina Medicare Advantage not published by hospital —
Aetna Medicare Advantage not published by hospital —
Iowa Total Care Managed Medicaid not published by hospital —
United Healthcare Medicare Advantage not published by hospital —
Wellmark Blue Cross and Blue Shield Medicare Advantage not published by hospital —
Humana Medicare Advantage not published by hospital —
Amerigroup Managed Medicaid not published by hospital —
Amerivantage Medicare Advantage not published by hospital —
Meridian MMAI (Medicare-Medicaid) not published by hospital —

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Albumin, human 5 % intravenous solution at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Dubuque Medical Center Dubuque $332.50 $77.65 – $217.50
MercyOne Genesis Davenport West Medical Center Davenport $87.35 not published
MercyOne New Hampton Medical Center New Hampton $332.50 $65.82 – $166.25
MercyOne Dyersville Medical Center Dyersville $332.50 $82.22 – $244.82
MercyOne Clinton Medical Center Clinton $332.50 $61.55 – $217.50
MercyOne Oelwein Medical Center Oelwein $332.50 $76.44 – $200.00
MercyOne Cedar Falls Medical Center Cedar Falls $217.50 $51.11 – $217.50
MercyOne Elkader Medical Center Elkader $332.50 $111.95 – $227.33

All Iowa hospitals for this procedure →