Adj tis trans/see area/10.1-30sqcm 14041 at UnityPoint Health - Finley Hospital
350 North Grandview Avenue, Dubuque, IA · UnityPoint Health · · NPI 1942392600
$2,287.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,859.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$691.58 with Aetna vs $2,630.28 with Dean Health Plan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $691.58 | ↓ -70% |
| Molina | Medicare Advantage | $705.41 | ↓ -69% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $705.41 | ↓ -69% |
| Amerivantage | Medicare Advantage | $726.16 | ↓ -68% |
| Humana | Medicare Advantage | $726.16 | ↓ -68% |
| Meridian | MMAI (Medicare-Medicaid) | $726.16 | ↓ -68% |
| United Healthcare | Medicare Advantage | $726.16 | ↓ -68% |
| Medical Associates Health Plan | HMO | $1,279.42 | ↓ -44% |
| BC Illinois Community | PPO | $1,292.03 | ↓ -44% |
| BC Illinois Community | Blue Choice | $1,305.24 | ↓ -43% |
| Wellmark UPH Self-Funded | Commercial | $1,367.20 | ↓ -40% |
| Wellmark Blue Cross and Blue Shield | HMO | $1,367.20 | ↓ -40% |
| Health Partners Open Network | Commercial | $1,488.44 | ↓ -35% |
| Iowa Total Care | Managed Medicaid | $1,608.31 | ↓ -30% |
| Amerigroup | Managed Medicaid | $1,608.31 | ↓ -30% |
| Wellmark Blue Cross and Blue Shield | PPO | $1,608.40 | ↓ -30% |
| Aetna | HMO | $1,718.24 | ↓ -25% |
| Cigna/Midlands | Commercial | $1,838.20 | ↓ -20% |
| Aetna | PPO | $2,090.83 | ↓ -9% |
| United Healthcare | HMO | $2,378.42 | ↑ +4% |
| United Healthcare | PPO | $2,378.42 | ↑ +4% |
| Dean Health Plan | HMO | $2,630.28 | ↑ +15% |
| Medica Exchange Inspire | Commercial | not published by hospital | — |
| Medica Exchange Insure | Commercial | not published by hospital | — |
| Quartz Health | HMO | not published by hospital | — |
Visitor-reported prices
Comments
Adj tis trans/see area/10.1-30sqcm 14041 at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Dubuque Medical Center | Dubuque | $20,816.35 | $4.77 – $7,823.39 |
| MercyOne Genesis Davenport West Medical Center | Davenport | $1,730.40 | not published |
| MercyOne Des Moines Medical Center | Des Moines | $2,514.00 | $208.10 – $1,787.38 |
| MercyOne North Iowa Medical Center | Mason City | $2,514.00 | $245.59 – $4,470.05 |
| MercyOne Genesis Davenport Medical Center | Davenport | $2,620.20 | $1,750.98 – $2,451.37 |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $1,816.80 | $928.00 – $2,679.00 |
| MercyOne Waterloo Medical Center | Waterloo | $10,014.70 | $71.76 – $4,604.83 |
| UnityPoint Health - Allen Hospital | Waterloo | $2,287.20 | $691.58 – $1,838.20 |