Ablation cryo thigh/knee at UnityPoint Health - Finley Hospital
350 North Grandview Avenue, Dubuque, IA · UnityPoint Health · · NPI 1942392600
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$210.91 with Amerigroup vs $554.18 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Amerigroup | Managed Medicaid | $210.91 | — |
| Iowa Total Care | Managed Medicaid | $210.91 | — |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $234.24 | — |
| Aetna | Medicare Advantage | $234.24 | — |
| Molina | Medicare Advantage | $234.24 | — |
| United Healthcare | Medicare Advantage | $241.13 | — |
| Amerivantage | Medicare Advantage | $241.13 | — |
| Humana | Medicare Advantage | $241.13 | — |
| Meridian | MMAI (Medicare-Medicaid) | $266.39 | — |
| Health Partners Open Network | Commercial | $438.05 | — |
| United Healthcare | HMO | $505.76 | — |
| United Healthcare | PPO | $505.76 | — |
| Aetna | HMO | $524.59 | — |
| Aetna | PPO | $554.18 | — |
Visitor-reported prices
Comments
Ablation cryo thigh/knee at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Sheldon Medical Center | Sheldon | $4,309.60 | $1,535.30 – $4,848.30 |
| CHI Health Mercy Council Bluffs | Council Bluffs | $196.14 | $70.05 – $396.95 |
| MercyOne Genesis Davenport West Medical Center | Davenport | not published | $229.62 – $321.47 |
| MercyOne Genesis Davenport Medical Center | Davenport | not published | $229.62 – $321.47 |
| UnityPoint Health - Allen Hospital | Waterloo | not published | $198.83 – $343.19 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | not published | $228.37 – $238.67 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | not published | $228.37 – $310.07 |
| UnityPoint Health - Marshalltown | Marshalltown | not published | $225.59 – $421.58 |