3-d radiotherapy plan at UnityPoint Health - Finley Hospital
350 North Grandview Avenue, Dubuque, IA · UnityPoint Health · · NPI 1942392600
$6,418.03
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$8,022.53
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$210.68 with Aetna vs $6,418.02 with Quartz Health — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $210.68 | ↓ -97% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $214.89 | ↓ -97% |
| Molina | Medicare Advantage | $214.89 | ↓ -97% |
| United Healthcare | Medicare Advantage | $221.21 | ↓ -97% |
| Humana | Medicare Advantage | $221.21 | ↓ -97% |
| Meridian | MMAI (Medicare-Medicaid) | $221.21 | ↓ -97% |
| Amerivantage | Medicare Advantage | $221.21 | ↓ -97% |
| United Healthcare | HMO | $289.86 | ↓ -95% |
| United Healthcare | PPO | $289.86 | ↓ -95% |
| Medical Associates Health Plan | HMO | $316.02 | ↓ -95% |
| Health Partners Open Network | Commercial | $411.44 | ↓ -94% |
| Wellmark UPH Self-Funded | Commercial | $419.70 | ↓ -93% |
| Wellmark Blue Cross and Blue Shield | HMO | $419.70 | ↓ -93% |
| Cigna/Midlands | Commercial | $440.64 | ↓ -93% |
| Aetna | HMO | $481.16 | ↓ -93% |
| Wellmark Blue Cross and Blue Shield | PPO | $493.70 | ↓ -92% |
| BC Illinois Community | PPO | $520.73 | ↓ -92% |
| Aetna | PPO | $584.37 | ↓ -91% |
| Dean Health Plan | HMO | $608.12 | ↓ -91% |
| BC Illinois Community | Blue Choice | $908.17 | ↓ -86% |
| Iowa Total Care | Managed Medicaid | $1,203.02 | ↓ -81% |
| Amerigroup | Managed Medicaid | $1,203.02 | ↓ -81% |
| Medica Exchange Inspire | Commercial | $2,952.29 | ↓ -54% |
| Medica Exchange Insure | Commercial | $3,305.28 | ↓ -49% |
| Quartz Health | HMO | $6,418.02 | ↓ -0% |
Visitor-reported prices
Comments
3-d radiotherapy plan at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Dubuque Medical Center | Dubuque | $5,294.25 | $143.35 – $8,145.00 |
| MercyOne Genesis Davenport West Medical Center | Davenport | $3,328.80 | $1,309.73 – $1,833.62 |
| MercyOne Clinton Medical Center | Clinton | $5,969.60 | $1,239.00 – $9,184.00 |
| MercyOne Des Moines Medical Center | Des Moines | $3,647.00 | $143.35 – $4,077.00 |
| MercyOne North Iowa Medical Center | Mason City | $6,149.65 | $145.05 – $9,461.00 |
| MercyOne Genesis Davenport Medical Center | Davenport | $3,635.40 | $1,309.73 – $1,833.62 |
| MercyOne Waterloo Medical Center | Waterloo | $7,255.95 | $143.35 – $7,925.73 |
| UnityPoint Health - Allen Hospital | Waterloo | $1,287.20 | $210.68 – $1,134.12 |