Renal function panel at MercyOne Dubuque Medical Center

250 Mercy Drive, Dubuque, IA · MercyOne · · NPI 1659348506

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$59.15

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$91.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.42 with IOWA TOTAL CARE vs $91.00 with STEPHENSON CTY HEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $8.42 ↓ -86%
MOLINA MEDICAID MOLINA MEDICAID $8.50 ↓ -86%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $8.51 ↓ -86%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $8.51 ↓ -86%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $8.51 ↓ -86%
WELLPOINT MEDICAID WELLPOINT MEDICAID $8.53 ↓ -86%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $8.59 ↓ -85%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $8.68 ↓ -85%
UNITED HEALTHCARE UNITED HEALTHCARE $8.68 ↓ -85%
GEHA UNITED HEALTHCARE $8.68 ↓ -85%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $8.77 ↓ -85%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $8.85 ↓ -85%
PREFERRED HEALTH CHOICE PREFERRED HEALTH CHOICES $9.11 ↓ -85%
AMISH HOSPITAL AID AMISH HOSPITAL AID $11.54 ↓ -80%
OSCAR OSCAR $11.84 ↓ -80%
CENTIVO CENTIVO $13.59 ↓ -77%
AMBETTER AMBETTER MARKETPLACE $14.58 ↓ -75%
CLAIMDOC CLAIMDOC $17.45 ↓ -70%
NOVA CLAIMDOC $17.45 ↓ -70%
HEALTH CHOICES MEDICAL ASSOCIATES $33.31 ↓ -44%
MIDLANDS CHOICE MIDLANDS CHOICE EAGLE WINDOW AND DOOR $52.78 ↓ -11%
WPS WISCONSIN PHYSICIAN SERVICES $54.51 ↓ -8%
THE ALLIANCE THE ALLIANCE $54.97 ↓ -7%
MHNET MENTAL HEALTH ASSOCIATES $72.80 ↑ +23%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $75.53 ↑ +28%
AETNA DOMESTIC AETNA $75.99 ↑ +28%
COVENTRY AETNA $75.99 ↑ +28%
ALLIED BENEFIT SYSTEMS AETNA $75.99 ↑ +28%
MERITAIN AETNA $75.99 ↑ +28%
FIRST HEALTH AETNA $75.99 ↑ +28%
1199 NATIONAL BENEFIT FUND AETNA $75.99 ↑ +28%
ASR HEALTH BENEFITS AETNA $75.99 ↑ +28%
AETNA AETNA $75.99 ↑ +28%
LUCENT HEALTH AETNA $75.99 ↑ +28%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $75.99 ↑ +28%
CHRISTIAN BROTHER SERVICES AETNA $75.99 ↑ +28%
LUMINARE HEALTH AETNA $75.99 ↑ +28%
WEBTPA AETNA $75.99 ↑ +28%
MEDICAL MUTUAL AETNA $75.99 ↑ +28%
AETNA EAP AETNA $75.99 ↑ +28%
MEDICA MIDLANDS CHOICE PPO $81.90 ↑ +38%
CIGNA EAP MIDLANDS CHOICE PPO $81.90 ↑ +38%
UNITY UNITY HMO $81.90 ↑ +38%
MULTIPLAN MULTIPLAN $81.90 ↑ +38%
CIGNA MIDLANDS CHOICE PPO $81.90 ↑ +38%
MIDLANDS MIDLANDS CHOICE PPO $81.90 ↑ +38%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $81.90 ↑ +38%
AUXIANT MIDLANDS CHOICE PPO $81.90 ↑ +38%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $91.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $91.00 ↑ +54%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $91.00 ↑ +54%
STEPHENSON CTY HEALTH STEPHENSON COUNTY HEALTH $91.00 ↑ +54%

Visitor-reported prices

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Renal function panel at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Finley Hospital Dubuque $68.56 $3.50 – $68.56
MercyOne Genesis Davenport West Medical Center Davenport $54.60 $8.68 – $8.68
MercyOne New Hampton Medical Center New Hampton $94.25 $57.41 – $145.00
MercyOne Dyersville Medical Center Dyersville $94.25 $54.81 – $163.21
MercyOne Clinton Medical Center Clinton $103.35 $8.42 – $159.00
MercyOne Oelwein Medical Center Oelwein $94.25 $55.42 – $145.00
MercyOne Cedar Falls Medical Center Cedar Falls $79.95 $8.42 – $123.00
MercyOne Elkader Medical Center Elkader $94.25 $74.63 – $151.55

All Iowa hospitals for this procedure →