Pt evaluation moderate complexity patient/family at MercyOne Dubuque Medical Center

250 Mercy Drive, Dubuque, IA · MercyOne · · NPI 1659348506

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$1,105.65

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$301.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$74.80 with IOWA TOTAL CARE vs $301.00 with STEPHENSON CTY HEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $74.80 ↓ -93%
MOLINA MEDICAID MOLINA MEDICAID $75.53 ↓ -93%
WELLPOINT MEDICAID WELLPOINT MEDICAID $75.82 ↓ -93%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $92.33 ↓ -92%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $92.33 ↓ -92%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $92.33 ↓ -92%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $93.25 ↓ -92%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $94.17 ↓ -91%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $95.15 ↓ -91%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $96.09 ↓ -91%
PREFERRED HEALTH CHOICE PREFERRED HEALTH CHOICES $107.46 ↓ -90%
HEALTH CHOICES MEDICAL ASSOCIATES $110.17 ↓ -90%
AMISH HOSPITAL AID AMISH HOSPITAL AID $125.30 ↓ -89%
OSCAR OSCAR $128.52 ↓ -88%
CENTIVO CENTIVO $147.53 ↓ -87%
AMBETTER AMBETTER MARKETPLACE $158.27 ↓ -86%
MIDLANDS CHOICE MIDLANDS CHOICE EAGLE WINDOW AND DOOR $174.58 ↓ -84%
WPS WISCONSIN PHYSICIAN SERVICES $180.30 ↓ -84%
THE ALLIANCE THE ALLIANCE $181.83 ↓ -84%
NOVA CLAIMDOC $189.36 ↓ -83%
CLAIMDOC CLAIMDOC $189.36 ↓ -83%
UNITED HEALTHCARE UNITED HEALTHCARE $231.00 ↓ -79%
GEHA UNITED HEALTHCARE $231.00 ↓ -79%
MHNET MENTAL HEALTH ASSOCIATES $240.80 ↓ -78%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $249.83 ↓ -77%
AETNA DOMESTIC AETNA $251.34 ↓ -77%
COVENTRY AETNA $251.34 ↓ -77%
ALLIED BENEFIT SYSTEMS AETNA $251.34 ↓ -77%
MERITAIN AETNA $251.34 ↓ -77%
FIRST HEALTH AETNA $251.34 ↓ -77%
1199 NATIONAL BENEFIT FUND AETNA $251.34 ↓ -77%
ASR HEALTH BENEFITS AETNA $251.34 ↓ -77%
AETNA AETNA $251.34 ↓ -77%
LUCENT HEALTH AETNA $251.34 ↓ -77%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $251.34 ↓ -77%
CHRISTIAN BROTHER SERVICES AETNA $251.34 ↓ -77%
LUMINARE HEALTH AETNA $251.34 ↓ -77%
WEBTPA AETNA $251.34 ↓ -77%
MEDICAL MUTUAL AETNA $251.34 ↓ -77%
AETNA EAP AETNA $251.34 ↓ -77%
MEDICA MIDLANDS CHOICE PPO $270.90 ↓ -75%
CIGNA EAP MIDLANDS CHOICE PPO $270.90 ↓ -75%
UNITY UNITY HMO $270.90 ↓ -75%
MULTIPLAN MULTIPLAN $270.90 ↓ -75%
CIGNA MIDLANDS CHOICE PPO $270.90 ↓ -75%
MIDLANDS MIDLANDS CHOICE PPO $270.90 ↓ -75%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $270.90 ↓ -75%
AUXIANT MIDLANDS CHOICE PPO $270.90 ↓ -75%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $301.00 ↓ -73%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $301.00 ↓ -73%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $301.00 ↓ -73%
STEPHENSON CTY HEALTH STEPHENSON COUNTY HEALTH $301.00 ↓ -73%

Visitor-reported prices

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Pt evaluation moderate complexity patient/family at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Finley Hospital Dubuque $222.80 $80.00 – $222.79
MercyOne Genesis Davenport West Medical Center Davenport $233.40 $126.19 – $126.19
MercyOne New Hampton Medical Center New Hampton $194.35 $118.37 – $299.00
MercyOne Dyersville Medical Center Dyersville $194.35 $113.02 – $336.55
MercyOne Clinton Medical Center Clinton $820.30 $74.80 – $461.00
MercyOne Oelwein Medical Center Oelwein $194.35 $114.28 – $299.00
MercyOne Cedar Falls Medical Center Cedar Falls $1,782.00 $74.80 – $608.00
MercyOne Elkader Medical Center Elkader $194.35 $153.90 – $312.51

All Iowa hospitals for this procedure →