Ph body fluid at MercyOne Dubuque Medical Center

250 Mercy Drive, Dubuque, IA · MercyOne · · NPI 1659348506

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$23.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$36.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.47 with IOWA TOTAL CARE vs $36.00 with STEPHENSON CTY HEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $3.47 ↓ -85%
MOLINA MEDICAID MOLINA MEDICAID $3.50 ↓ -85%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $3.51 ↓ -85%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $3.51 ↓ -85%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $3.51 ↓ -85%
WELLPOINT MEDICAID WELLPOINT MEDICAID $3.52 ↓ -85%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $3.54 ↓ -85%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $3.58 ↓ -85%
UNITED HEALTHCARE UNITED HEALTHCARE $3.58 ↓ -85%
GEHA UNITED HEALTHCARE $3.58 ↓ -85%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $3.62 ↓ -85%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $3.65 ↓ -84%
PREFERRED HEALTH CHOICE PREFERRED HEALTH CHOICES $3.76 ↓ -84%
AMISH HOSPITAL AID AMISH HOSPITAL AID $4.76 ↓ -80%
OSCAR OSCAR $4.88 ↓ -79%
CENTIVO CENTIVO $5.61 ↓ -76%
AMBETTER AMBETTER MARKETPLACE $6.01 ↓ -74%
CLAIMDOC CLAIMDOC $7.20 ↓ -69%
NOVA CLAIMDOC $7.20 ↓ -69%
HEALTH CHOICES MEDICAL ASSOCIATES $13.18 ↓ -44%
MIDLANDS CHOICE MIDLANDS CHOICE EAGLE WINDOW AND DOOR $20.88 ↓ -11%
WPS WISCONSIN PHYSICIAN SERVICES $21.56 ↓ -8%
THE ALLIANCE THE ALLIANCE $21.75 ↓ -7%
MHNET MENTAL HEALTH ASSOCIATES $28.80 ↑ +23%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $29.88 ↑ +28%
AETNA DOMESTIC AETNA $30.06 ↑ +28%
COVENTRY AETNA $30.06 ↑ +28%
ALLIED BENEFIT SYSTEMS AETNA $30.06 ↑ +28%
MERITAIN AETNA $30.06 ↑ +28%
FIRST HEALTH AETNA $30.06 ↑ +28%
1199 NATIONAL BENEFIT FUND AETNA $30.06 ↑ +28%
ASR HEALTH BENEFITS AETNA $30.06 ↑ +28%
AETNA AETNA $30.06 ↑ +28%
LUCENT HEALTH AETNA $30.06 ↑ +28%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $30.06 ↑ +28%
CHRISTIAN BROTHER SERVICES AETNA $30.06 ↑ +28%
LUMINARE HEALTH AETNA $30.06 ↑ +28%
WEBTPA AETNA $30.06 ↑ +28%
MEDICAL MUTUAL AETNA $30.06 ↑ +28%
AETNA EAP AETNA $30.06 ↑ +28%
MEDICA MIDLANDS CHOICE PPO $32.40 ↑ +38%
CIGNA EAP MIDLANDS CHOICE PPO $32.40 ↑ +38%
UNITY UNITY HMO $32.40 ↑ +38%
MULTIPLAN MULTIPLAN $32.40 ↑ +38%
CIGNA MIDLANDS CHOICE PPO $32.40 ↑ +38%
MIDLANDS MIDLANDS CHOICE PPO $32.40 ↑ +38%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $32.40 ↑ +38%
AUXIANT MIDLANDS CHOICE PPO $32.40 ↑ +38%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $36.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $36.00 ↑ +54%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $36.00 ↑ +54%
STEPHENSON CTY HEALTH STEPHENSON COUNTY HEALTH $36.00 ↑ +54%

Visitor-reported prices

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Ph body fluid at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Finley Hospital Dubuque $33.57 $3.01 – $33.57
MercyOne Genesis Davenport West Medical Center Davenport $69.60 $3.58 – $3.58
MercyOne New Hampton Medical Center New Hampton $52.65 $3.51 – $41.00
MercyOne Dyersville Medical Center Dyersville $52.65 $3.51 – $41.00
MercyOne Clinton Medical Center Clinton $46.15 $3.47 – $71.00
MercyOne Cedar Falls Medical Center Cedar Falls $30.55 $3.47 – $47.00
MercyOne Elkader Medical Center Elkader $52.65 $3.51 – $41.00
MercyOne West Des Moines Medical Center West Des Moines $43.00 $3.47 – $43.00

All Iowa hospitals for this procedure →