Pd hl 3.5in 4d med rbr mld 6432 at MercyOne Dubuque Medical Center

250 Mercy Drive, Dubuque, IA · MercyOne · · NPI 1659348506

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$94.19

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$144.91

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$51.73 with PREFERRED HEALTH CHOICE vs $144.91 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
PREFERRED HEALTH CHOICE PREFERRED HEALTH CHOICES $51.73 ↓ -45%
HEALTH CHOICES MEDICAL ASSOCIATES $53.04 ↓ -44%
UNITED HEALTHCARE UNITED HEALTHCARE $78.25 ↓ -17%
GEHA UNITED HEALTHCARE $78.25 ↓ -17%
MIDLANDS CHOICE MIDLANDS CHOICE EAGLE WINDOW AND DOOR $84.05 ↓ -11%
WPS WISCONSIN PHYSICIAN SERVICES $86.80 ↓ -8%
THE ALLIANCE THE ALLIANCE $87.54 ↓ -7%
MHNET MENTAL HEALTH ASSOCIATES $115.93 ↑ +23%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $120.28 ↑ +28%
LUCENT HEALTH AETNA $121.00 ↑ +28%
LUMINARE HEALTH AETNA $121.00 ↑ +28%
MEDICAL MUTUAL AETNA $121.00 ↑ +28%
MERITAIN AETNA $121.00 ↑ +28%
1199 NATIONAL BENEFIT FUND AETNA $121.00 ↑ +28%
AETNA AETNA $121.00 ↑ +28%
AETNA DOMESTIC AETNA $121.00 ↑ +28%
AETNA EAP AETNA $121.00 ↑ +28%
ALLIED BENEFIT SYSTEMS AETNA $121.00 ↑ +28%
ASR HEALTH BENEFITS AETNA $121.00 ↑ +28%
CHRISTIAN BROTHER SERVICES AETNA $121.00 ↑ +28%
COVENTRY AETNA $121.00 ↑ +28%
FIRST HEALTH AETNA $121.00 ↑ +28%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $121.00 ↑ +28%
WEBTPA AETNA $121.00 ↑ +28%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $130.42 ↑ +38%
MULTIPLAN MULTIPLAN $130.42 ↑ +38%
CIGNA MIDLANDS CHOICE PPO $130.42 ↑ +38%
UNITY UNITY HMO $130.42 ↑ +38%
MIDLANDS MIDLANDS CHOICE PPO $130.42 ↑ +38%
MEDICA MIDLANDS CHOICE PPO $130.42 ↑ +38%
AUXIANT MIDLANDS CHOICE PPO $130.42 ↑ +38%
CIGNA EAP MIDLANDS CHOICE PPO $130.42 ↑ +38%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $144.91 ↑ +54%
STEPHENSON CTY HEALTH STEPHENSON COUNTY HEALTH $144.91 ↑ +54%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $144.91 ↑ +54%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $144.91 ↑ +54%

Visitor-reported prices

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Pd hl 3.5in 4d med rbr mld 6432 at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Finley Hospital Dubuque not published $13.69 – $34.84
MercyOne Genesis Davenport West Medical Center Davenport $27.60 not published
MercyOne New Hampton Medical Center New Hampton $111.80 $68.09 – $172.00
MercyOne Dyersville Medical Center Dyersville $94.19 $54.78 – $163.11
MercyOne Clinton Medical Center Clinton $94.19 $41.01 – $144.91
MercyOne Oelwein Medical Center Oelwein $94.19 $55.38 – $144.91
MercyOne Cedar Falls Medical Center Cedar Falls $94.19 $34.05 – $144.91
MercyOne Elkader Medical Center Elkader $94.19 $74.59 – $151.46

All Iowa hospitals for this procedure →