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Nr lnr acclrtr tx max 5 sessions at MercyOne Dubuque Medical Center

250 Mercy Drive, Dubuque, IA · MercyOne · · NPI 1659348506

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$5,836.35

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$8,979.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,604.15 with IOWA TOTAL CARE vs $8,979.00 with STEPHENSON CTY HEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $1,604.15 ↓ -73%
UNITED HEALTHCARE UNITED HEALTHCARE $1,610.00 ↓ -72%
GEHA UNITED HEALTHCARE $1,610.00 ↓ -72%
MOLINA MEDICAID MOLINA MEDICAID $1,619.87 ↓ -72%
WELLPOINT MEDICAID WELLPOINT MEDICAID $1,626.17 ↓ -72%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $1,741.91 ↓ -70%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $1,741.91 ↓ -70%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $1,741.91 ↓ -70%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $1,759.33 ↓ -70%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $1,776.75 ↓ -70%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $1,795.23 ↓ -69%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $1,813.01 ↓ -69%
AMISH HOSPITAL AID AMISH HOSPITAL AID $2,364.02 ↓ -59%
OSCAR OSCAR $2,424.81 ↓ -58%
CENTIVO CENTIVO $2,783.50 ↓ -52%
AMBETTER AMBETTER MARKETPLACE $2,986.13 ↓ -49%
HEALTH CHOICES MEDICAL ASSOCIATES $3,286.31 ↓ -44%
NOVA CLAIMDOC $3,572.69 ↓ -39%
CLAIMDOC CLAIMDOC $3,572.69 ↓ -39%
PREFERRED HEALTH CHOICE PREFERRED HEALTH CHOICES $3,950.76 ↓ -32%
MIDLANDS CHOICE MIDLANDS CHOICE EAGLE WINDOW AND DOOR $5,207.82 ↓ -11%
WPS WISCONSIN PHYSICIAN SERVICES $5,378.42 ↓ -8%
THE ALLIANCE THE ALLIANCE $5,424.21 ↓ -7%
MHNET MENTAL HEALTH ASSOCIATES $7,183.20 ↑ +23%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $7,452.57 ↑ +28%
CHRISTIAN BROTHER SERVICES AETNA $7,497.47 ↑ +28%
AETNA AETNA $7,497.47 ↑ +28%
AETNA DOMESTIC AETNA $7,497.47 ↑ +28%
AETNA EAP AETNA $7,497.47 ↑ +28%
ALLIED BENEFIT SYSTEMS AETNA $7,497.47 ↑ +28%
ASR HEALTH BENEFITS AETNA $7,497.47 ↑ +28%
1199 NATIONAL BENEFIT FUND AETNA $7,497.47 ↑ +28%
COVENTRY AETNA $7,497.47 ↑ +28%
FIRST HEALTH AETNA $7,497.47 ↑ +28%
LUCENT HEALTH AETNA $7,497.47 ↑ +28%
LUMINARE HEALTH AETNA $7,497.47 ↑ +28%
MEDICAL MUTUAL AETNA $7,497.47 ↑ +28%
MERITAIN AETNA $7,497.47 ↑ +28%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $7,497.47 ↑ +28%
WEBTPA AETNA $7,497.47 ↑ +28%
AUXIANT MIDLANDS CHOICE PPO $8,081.10 ↑ +38%
CIGNA EAP MIDLANDS CHOICE PPO $8,081.10 ↑ +38%
MULTIPLAN MULTIPLAN $8,081.10 ↑ +38%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $8,081.10 ↑ +38%
MEDICA MIDLANDS CHOICE PPO $8,081.10 ↑ +38%
CIGNA MIDLANDS CHOICE PPO $8,081.10 ↑ +38%
MIDLANDS MIDLANDS CHOICE PPO $8,081.10 ↑ +38%
UNITY UNITY HMO $8,081.10 ↑ +38%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $8,979.00 ↑ +54%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $8,979.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $8,979.00 ↑ +54%
STEPHENSON CTY HEALTH STEPHENSON COUNTY HEALTH $8,979.00 ↑ +54%

Visitor-reported prices

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Nr lnr acclrtr tx max 5 sessions at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Finley Hospital Dubuque $10,023.49 $862.79 – $10,023.49
MercyOne Genesis Davenport West Medical Center Davenport $3,981.60 $1,680.79 – $2,353.11
MercyOne Clinton Medical Center Clinton $3,873.35 $1,646.54 – $5,959.00
MercyOne Des Moines Medical Center Des Moines $10,934.95 $1,542.00 – $16,823.00
MercyOne North Iowa Medical Center Mason City $2,842.45 $1,119.49 – $4,373.00
MercyOne Genesis Davenport Medical Center Davenport $4,348.20 $1,680.79 – $2,353.11
MercyOne Waterloo Medical Center Waterloo $10,256.35 $1,684.55 – $15,779.00
UnityPoint Health - Allen Hospital Waterloo $2,586.40 $862.79 – $2,512.10

All Iowa hospitals for this procedure →