MRA without cont, lwr ext at MercyOne Dubuque Medical Center

250 Mercy Drive, Dubuque, IA · MercyOne · · NPI 1659348506

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$1,657.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,550.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$232.44 with MEDIGOLD MEDICARE ADVANTAGE vs $1,700.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $232.44 ↓ -86%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $232.44 ↓ -86%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $232.44 ↓ -86%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $234.77 ↓ -86%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $237.09 ↓ -86%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $239.56 ↓ -86%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $241.93 ↓ -85%
AMISH HOSPITAL AID AMISH HOSPITAL AID $308.40 ↓ -81%
OSCAR OSCAR $316.33 ↓ -81%
CENTIVO CENTIVO $363.12 ↓ -78%
AMBETTER AMBETTER MARKETPLACE $389.56 ↓ -76%
CLAIMDOC CLAIMDOC $466.08 ↓ -72%
NOVA CLAIMDOC $466.08 ↓ -72%
GEHA UNITED HEALTHCARE $606.15 ↓ -63%
UNITED HEALTHCARE UNITED HEALTHCARE $606.15 ↓ -63%
PREFERRED HEALTH CHOICE PREFERRED HEALTH CHOICES $606.90 ↓ -63%
MIDLANDS CHOICE MIDLANDS CHOICE EAGLE WINDOW AND DOOR $986.00 ↓ -41%
WPS WISCONSIN PHYSICIAN SERVICES $1,018.30 ↓ -39%
THE ALLIANCE THE ALLIANCE $1,026.97 ↓ -38%
MHNET MENTAL HEALTH ASSOCIATES $1,360.00 ↓ -18%
HEALTH CHOICES MEDICAL ASSOCIATES $1,399.00 ↓ -16%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $1,411.00 ↓ -15%
LUMINARE HEALTH AETNA $1,419.50 ↓ -14%
AETNA AETNA $1,419.50 ↓ -14%
AETNA DOMESTIC AETNA $1,419.50 ↓ -14%
AETNA EAP AETNA $1,419.50 ↓ -14%
ALLIED BENEFIT SYSTEMS AETNA $1,419.50 ↓ -14%
ASR HEALTH BENEFITS AETNA $1,419.50 ↓ -14%
CHRISTIAN BROTHER SERVICES AETNA $1,419.50 ↓ -14%
COVENTRY AETNA $1,419.50 ↓ -14%
FIRST HEALTH AETNA $1,419.50 ↓ -14%
LUCENT HEALTH AETNA $1,419.50 ↓ -14%
1199 NATIONAL BENEFIT FUND AETNA $1,419.50 ↓ -14%
MEDICAL MUTUAL AETNA $1,419.50 ↓ -14%
MERITAIN AETNA $1,419.50 ↓ -14%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $1,419.50 ↓ -14%
WEBTPA AETNA $1,419.50 ↓ -14%
MIDLANDS MIDLANDS CHOICE PPO $1,530.00 ↓ -8%
UNITY UNITY HMO $1,530.00 ↓ -8%
AUXIANT MIDLANDS CHOICE PPO $1,530.00 ↓ -8%
MULTIPLAN MULTIPLAN $1,530.00 ↓ -8%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $1,530.00 ↓ -8%
MEDICA MIDLANDS CHOICE PPO $1,530.00 ↓ -8%
CIGNA MIDLANDS CHOICE PPO $1,530.00 ↓ -8%
CIGNA EAP MIDLANDS CHOICE PPO $1,530.00 ↓ -8%
STEPHENSON CTY HEALTH STEPHENSON COUNTY HEALTH $1,700.00 ↑ +3%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $1,700.00 ↑ +3%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $1,700.00 ↑ +3%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $1,700.00 ↑ +3%

Visitor-reported prices

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MRA without cont, lwr ext at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Finley Hospital Dubuque $733.60 $212.53 – $843.64
UnityPoint Health - Allen Hospital Waterloo $1,504.53 $200.36 – $1,216.79
UnityPoint Health - Grinnell Regional Medical Center Grinnell $733.60 $230.12 – $240.50
UnityPoint Health - Iowa Lutheran Hospital Des Moines $2,679.84 $230.12 – $1,450.46
UnityPoint Health - Jones Regional Medical Center Anamosa $2,842.16 $1,289.63 – $3,151.24
UnityPoint Health - Marshalltown Marshalltown $1,504.53 $227.32 – $1,500.77
UnityPoint Health - St. Lukes Downtown Sioux City $1,243.34 $214.07 – $1,010.21
UnityPoint Health - Trinity Bettendorf Bettendorf $4,346.57 $208.00 – $2,863.30

All Iowa hospitals for this procedure →