#mec-opiates at MercyOne Dubuque Medical Center

250 Mercy Drive, Dubuque, IA · MercyOne · · NPI 1659348506

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$54.60

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$84.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$30.74 with HEALTH CHOICES vs $116.72 with WELLPOINT MEDICARE ADVANTAGE — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HEALTH CHOICES MEDICAL ASSOCIATES $30.74 ↓ -44%
CENTIVO CENTIVO $31.58 ↓ -42%
OSCAR OSCAR $31.92 ↓ -42%
MIDLANDS CHOICE MIDLANDS CHOICE EAGLE WINDOW AND DOOR $48.72 ↓ -11%
WPS WISCONSIN PHYSICIAN SERVICES $50.32 ↓ -8%
NOVA CLAIMDOC $50.40 ↓ -8%
CLAIMDOC CLAIMDOC $50.40 ↓ -8%
THE ALLIANCE THE ALLIANCE $50.74 ↓ -7%
PREFERRED HEALTH CHOICE PREFERRED HEALTH CHOICES $63.00 ↑ +15%
MHNET MENTAL HEALTH ASSOCIATES $67.20 ↑ +23%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $69.72 ↑ +28%
AETNA DOMESTIC AETNA $70.14 ↑ +28%
WEBTPA AETNA $70.14 ↑ +28%
COVENTRY AETNA $70.14 ↑ +28%
MERITAIN AETNA $70.14 ↑ +28%
ALLIED BENEFIT SYSTEMS AETNA $70.14 ↑ +28%
AETNA EAP AETNA $70.14 ↑ +28%
LUMINARE HEALTH AETNA $70.14 ↑ +28%
CHRISTIAN BROTHER SERVICES AETNA $70.14 ↑ +28%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $70.14 ↑ +28%
LUCENT HEALTH AETNA $70.14 ↑ +28%
AETNA AETNA $70.14 ↑ +28%
MEDICAL MUTUAL AETNA $70.14 ↑ +28%
ASR HEALTH BENEFITS AETNA $70.14 ↑ +28%
1199 NATIONAL BENEFIT FUND AETNA $70.14 ↑ +28%
FIRST HEALTH AETNA $70.14 ↑ +28%
CIGNA EAP MIDLANDS CHOICE PPO $75.60 ↑ +38%
MIDLANDS MIDLANDS CHOICE PPO $75.60 ↑ +38%
MULTIPLAN MULTIPLAN $75.60 ↑ +38%
AUXIANT MIDLANDS CHOICE PPO $75.60 ↑ +38%
UNITY UNITY HMO $75.60 ↑ +38%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $75.60 ↑ +38%
MEDICA MIDLANDS CHOICE PPO $75.60 ↑ +38%
CIGNA MIDLANDS CHOICE PPO $75.60 ↑ +38%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $84.00 ↑ +54%
STEPHENSON CTY HEALTH STEPHENSON COUNTY HEALTH $84.00 ↑ +54%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $84.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $84.00 ↑ +54%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $112.14 ↑ +105%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $112.14 ↑ +105%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $113.26 ↑ +107%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $114.38 ↑ +109%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $115.57 ↑ +112%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $116.72 ↑ +114%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

#mec-opiates at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Finley Hospital Dubuque $72.14 $13.16 – $72.14
MercyOne Genesis Davenport West Medical Center Davenport $292.20 not published
MercyOne Des Moines Medical Center Des Moines $54.60 $16.88 – $116.72
MercyOne North Iowa Medical Center Mason City $54.60 $21.50 – $116.72
MercyOne Genesis Davenport Medical Center Davenport $325.20 not published
MercyOne Genesis DeWitt Medical Center DeWitt $325.20 $149.60 – $321.20
MercyOne Waterloo Medical Center Waterloo $54.60 $0.04 – $116.72
UnityPoint Health - Allen Hospital Waterloo $72.14 $13.16 – $47.52

All Iowa hospitals for this procedure →