Mayo infectious agent antigen immunoassay direct optical observation cryptococcus at MercyOne Dubuque Medical Center

250 Mercy Drive, Dubuque, IA · MercyOne · · NPI 1659348506

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$116.35

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$179.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$15.58 with IOWA TOTAL CARE vs $179.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $15.58 ↓ -87%
MOLINA MEDICAID MOLINA MEDICAID $15.73 ↓ -86%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $15.75 ↓ -86%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $15.75 ↓ -86%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $15.75 ↓ -86%
WELLPOINT MEDICAID WELLPOINT MEDICAID $15.79 ↓ -86%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $15.91 ↓ -86%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $16.06 ↓ -86%
GEHA UNITED HEALTHCARE $16.07 ↓ -86%
UNITED HEALTHCARE UNITED HEALTHCARE $16.07 ↓ -86%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $16.23 ↓ -86%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $16.39 ↓ -86%
PREFERRED HEALTH CHOICE PREFERRED HEALTH CHOICES $16.87 ↓ -86%
AMISH HOSPITAL AID AMISH HOSPITAL AID $21.37 ↓ -82%
OSCAR OSCAR $21.92 ↓ -81%
CENTIVO CENTIVO $25.17 ↓ -78%
AMBETTER AMBETTER MARKETPLACE $27.00 ↓ -77%
CLAIMDOC CLAIMDOC $32.30 ↓ -72%
NOVA CLAIMDOC $32.30 ↓ -72%
HEALTH CHOICES MEDICAL ASSOCIATES $65.51 ↓ -44%
MIDLANDS CHOICE MIDLANDS CHOICE EAGLE WINDOW AND DOOR $103.82 ↓ -11%
WPS WISCONSIN PHYSICIAN SERVICES $107.22 ↓ -8%
THE ALLIANCE THE ALLIANCE $108.13 ↓ -7%
MHNET MENTAL HEALTH ASSOCIATES $143.20 ↑ +23%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $148.57 ↑ +28%
ASR HEALTH BENEFITS AETNA $149.47 ↑ +28%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $149.47 ↑ +28%
CHRISTIAN BROTHER SERVICES AETNA $149.47 ↑ +28%
LUMINARE HEALTH AETNA $149.47 ↑ +28%
COVENTRY AETNA $149.47 ↑ +28%
ALLIED BENEFIT SYSTEMS AETNA $149.47 ↑ +28%
MERITAIN AETNA $149.47 ↑ +28%
AETNA AETNA $149.47 ↑ +28%
AETNA DOMESTIC AETNA $149.47 ↑ +28%
FIRST HEALTH AETNA $149.47 ↑ +28%
1199 NATIONAL BENEFIT FUND AETNA $149.47 ↑ +28%
WEBTPA AETNA $149.47 ↑ +28%
AETNA EAP AETNA $149.47 ↑ +28%
MEDICAL MUTUAL AETNA $149.47 ↑ +28%
LUCENT HEALTH AETNA $149.47 ↑ +28%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $161.10 ↑ +38%
AUXIANT MIDLANDS CHOICE PPO $161.10 ↑ +38%
MIDLANDS MIDLANDS CHOICE PPO $161.10 ↑ +38%
CIGNA MIDLANDS CHOICE PPO $161.10 ↑ +38%
CIGNA EAP MIDLANDS CHOICE PPO $161.10 ↑ +38%
UNITY UNITY HMO $161.10 ↑ +38%
MEDICA MIDLANDS CHOICE PPO $161.10 ↑ +38%
MULTIPLAN MULTIPLAN $161.10 ↑ +38%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $179.00 ↑ +54%
STEPHENSON CTY HEALTH STEPHENSON COUNTY HEALTH $179.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $179.00 ↑ +54%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $179.00 ↑ +54%

Visitor-reported prices

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Mayo infectious agent antigen immunoassay direct optical observation cryptococcus at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Finley Hospital Dubuque $38.58 $3.50 – $38.58
MercyOne Genesis Davenport West Medical Center Davenport $135.00 $16.07 – $16.07
MercyOne New Hampton Medical Center New Hampton $59.80 $31.67 – $80.00
MercyOne Clinton Medical Center Clinton $63.70 $15.58 – $98.00
MercyOne West Des Moines Medical Center West Des Moines $167.00 $15.58 – $130.00
MercyOne Des Moines Medical Center Des Moines $108.55 $15.58 – $167.00
MercyOne Centerville Medical Center Centerville $92.00 $25.24 – $92.00
MercyOne Newton Medical Center Newton $59.80 $15.58 – $80.00

All Iowa hospitals for this procedure →