Mask full face lg af531 at MercyOne Dubuque Medical Center

250 Mercy Drive, Dubuque, IA · MercyOne · · NPI 1659348506

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$47.34

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$72.83

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$25.36 with PREFERRED HEALTH CHOICE vs $71.04 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
PREFERRED HEALTH CHOICE PREFERRED HEALTH CHOICES $25.36 ↓ -46%
HEALTH CHOICES MEDICAL ASSOCIATES $26.00 ↓ -45%
UNITED HEALTHCARE UNITED HEALTHCARE $38.36 ↓ -19%
GEHA UNITED HEALTHCARE $38.36 ↓ -19%
MIDLANDS CHOICE MIDLANDS CHOICE EAGLE WINDOW AND DOOR $41.20 ↓ -13%
WPS WISCONSIN PHYSICIAN SERVICES $42.55 ↓ -10%
THE ALLIANCE THE ALLIANCE $42.92 ↓ -9%
MHNET MENTAL HEALTH ASSOCIATES $56.83 ↑ +20%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $58.96 ↑ +25%
LUCENT HEALTH AETNA $59.32 ↑ +25%
LUMINARE HEALTH AETNA $59.32 ↑ +25%
MEDICAL MUTUAL AETNA $59.32 ↑ +25%
MERITAIN AETNA $59.32 ↑ +25%
1199 NATIONAL BENEFIT FUND AETNA $59.32 ↑ +25%
AETNA AETNA $59.32 ↑ +25%
AETNA DOMESTIC AETNA $59.32 ↑ +25%
AETNA EAP AETNA $59.32 ↑ +25%
ALLIED BENEFIT SYSTEMS AETNA $59.32 ↑ +25%
ASR HEALTH BENEFITS AETNA $59.32 ↑ +25%
CHRISTIAN BROTHER SERVICES AETNA $59.32 ↑ +25%
COVENTRY AETNA $59.32 ↑ +25%
FIRST HEALTH AETNA $59.32 ↑ +25%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $59.32 ↑ +25%
WEBTPA AETNA $59.32 ↑ +25%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $63.94 ↑ +35%
MULTIPLAN MULTIPLAN $63.94 ↑ +35%
CIGNA MIDLANDS CHOICE PPO $63.94 ↑ +35%
UNITY UNITY HMO $63.94 ↑ +35%
MIDLANDS MIDLANDS CHOICE PPO $63.94 ↑ +35%
MEDICA MIDLANDS CHOICE PPO $63.94 ↑ +35%
AUXIANT MIDLANDS CHOICE PPO $63.94 ↑ +35%
CIGNA EAP MIDLANDS CHOICE PPO $63.94 ↑ +35%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $71.04 ↑ +50%
STEPHENSON CTY HEALTH STEPHENSON COUNTY HEALTH $71.04 ↑ +50%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $71.04 ↑ +50%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $71.04 ↑ +50%

Visitor-reported prices

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Mask full face lg af531 at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Finley Hospital Dubuque not published $68.19 – $440.78
MercyOne New Hampton Medical Center New Hampton $56.19 $33.38 – $84.32
MercyOne Dyersville Medical Center Dyersville $47.34 $26.85 – $79.96
MercyOne Clinton Medical Center Clinton $47.34 $20.10 – $71.04
MercyOne Oelwein Medical Center Oelwein $47.34 $27.15 – $71.04
MercyOne Cedar Falls Medical Center Cedar Falls $47.34 $16.69 – $71.04
MercyOne Elkader Medical Center Elkader $47.34 $36.56 – $74.25
MercyOne West Des Moines Medical Center West Des Moines $72.83 $14.28 – $71.04

All Iowa hospitals for this procedure →