Macroscopic exam arthropod at MercyOne Dubuque Medical Center

250 Mercy Drive, Dubuque, IA · MercyOne · · NPI 1659348506

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$52.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$80.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.14 with IOWA TOTAL CARE vs $80.00 with STEPHENSON CTY HEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $4.14 ↓ -92%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $4.18 ↓ -92%
MOLINA MEDICAID MOLINA MEDICAID $4.18 ↓ -92%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $4.18 ↓ -92%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $4.18 ↓ -92%
WELLPOINT MEDICAID WELLPOINT MEDICAID $4.20 ↓ -92%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $4.23 ↓ -92%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $4.27 ↓ -92%
UNITED HEALTHCARE UNITED HEALTHCARE $4.27 ↓ -92%
GEHA UNITED HEALTHCARE $4.27 ↓ -92%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $4.31 ↓ -92%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $4.36 ↓ -92%
PREFERRED HEALTH CHOICE PREFERRED HEALTH CHOICES $4.48 ↓ -91%
AMISH HOSPITAL AID AMISH HOSPITAL AID $5.68 ↓ -89%
OSCAR OSCAR $5.83 ↓ -89%
CENTIVO CENTIVO $6.69 ↓ -87%
AMBETTER AMBETTER MARKETPLACE $7.17 ↓ -86%
CLAIMDOC CLAIMDOC $8.58 ↓ -84%
NOVA CLAIMDOC $8.58 ↓ -84%
HEALTH CHOICES MEDICAL ASSOCIATES $29.28 ↓ -44%
MIDLANDS CHOICE MIDLANDS CHOICE EAGLE WINDOW AND DOOR $46.40 ↓ -11%
WPS WISCONSIN PHYSICIAN SERVICES $47.92 ↓ -8%
THE ALLIANCE THE ALLIANCE $48.33 ↓ -7%
MHNET MENTAL HEALTH ASSOCIATES $64.00 ↑ +23%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $66.40 ↑ +28%
AETNA DOMESTIC AETNA $66.80 ↑ +28%
COVENTRY AETNA $66.80 ↑ +28%
ALLIED BENEFIT SYSTEMS AETNA $66.80 ↑ +28%
MERITAIN AETNA $66.80 ↑ +28%
FIRST HEALTH AETNA $66.80 ↑ +28%
1199 NATIONAL BENEFIT FUND AETNA $66.80 ↑ +28%
ASR HEALTH BENEFITS AETNA $66.80 ↑ +28%
AETNA AETNA $66.80 ↑ +28%
LUCENT HEALTH AETNA $66.80 ↑ +28%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $66.80 ↑ +28%
CHRISTIAN BROTHER SERVICES AETNA $66.80 ↑ +28%
LUMINARE HEALTH AETNA $66.80 ↑ +28%
WEBTPA AETNA $66.80 ↑ +28%
MEDICAL MUTUAL AETNA $66.80 ↑ +28%
AETNA EAP AETNA $66.80 ↑ +28%
MEDICA MIDLANDS CHOICE PPO $72.00 ↑ +38%
CIGNA EAP MIDLANDS CHOICE PPO $72.00 ↑ +38%
UNITY UNITY HMO $72.00 ↑ +38%
MULTIPLAN MULTIPLAN $72.00 ↑ +38%
CIGNA MIDLANDS CHOICE PPO $72.00 ↑ +38%
MIDLANDS MIDLANDS CHOICE PPO $72.00 ↑ +38%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $72.00 ↑ +38%
AUXIANT MIDLANDS CHOICE PPO $72.00 ↑ +38%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $80.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $80.00 ↑ +54%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $80.00 ↑ +54%
STEPHENSON CTY HEALTH STEPHENSON COUNTY HEALTH $80.00 ↑ +54%

Visitor-reported prices

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Macroscopic exam arthropod at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Finley Hospital Dubuque $38.58 $2.56 – $38.58
MercyOne Genesis Davenport West Medical Center Davenport $52.20 $4.27 – $4.27
MercyOne Dyersville Medical Center Dyersville $40.95 $4.18 – $63.00
MercyOne Clinton Medical Center Clinton $52.00 $4.14 – $80.00
MercyOne Elkader Medical Center Elkader $40.95 $4.18 – $63.00
MercyOne Genesis Davenport Medical Center Davenport $55.20 not published
MercyOne Genesis DeWitt Medical Center DeWitt $55.20 $25.16 – $54.02
MercyOne Waterloo Medical Center Waterloo $29.90 $4.14 – $46.00

All Iowa hospitals for this procedure →