healthcosts.net
Established Patient Office Visit (level 1) at MercyOne Dubuque Medical Center
250 Mercy Drive, Dubuque, IA · MercyOne · · NPI 1659348506
$591.50
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$7.22 with AETNA MEDICARE ADVANTAGE vs $222.34 with AMBETTER — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA MEDICARE ADVANTAGE | AETNA MEDICARE ADVANTAGE | $7.22 | ↓ -99% |
| MEDICARE MEDICAL ASSOCIATES HEALTH PLANS | MEDICAL ASSOCIATES MEDICARE ADVANTAGE | $7.22 | ↓ -99% |
| MEDIGOLD MEDICARE ADVANTAGE | MERCYONE HEALTH PLAN MEDICARE ADVANTAGE | $7.22 | ↓ -99% |
| BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE | WELLMARK MEDICARE ADVANTAGE | $7.29 | ↓ -99% |
| UNITED HEALTHCARE MEDICARE | UNITED HEALTHCARE MEDICARE ADVANTAGE | $7.37 | ↓ -99% |
| HEALTH PARTNERS MEDICARE ADVANTAGE | UNITYPOINT HEALTH PARTNERS MEDICARE ADV | $7.44 | ↓ -99% |
| WELLPOINT MEDICARE ADVANTAGE | WELLPOINT MEDICARE ADVANTAGE | $7.52 | ↓ -99% |
| AMISH HOSPITAL AID | AMISH HOSPITAL AID | $9.80 | ↓ -98% |
| OSCAR | OSCAR | $10.05 | ↓ -98% |
| CENTIVO | CENTIVO | $11.54 | ↓ -98% |
| CLAIMDOC | CLAIMDOC | $14.81 | ↓ -97% |
| NOVA | CLAIMDOC | $14.81 | ↓ -97% |
| IOWA DEPT OF PUBLIC HEALTH | CARE FOR YOURSELF | $21.67 | ↓ -96% |
| GEHA | UNITED HEALTHCARE | $63.00 | ↓ -89% |
| UNITED HEALTHCARE | UNITED HEALTHCARE | $63.00 | ↓ -89% |
| IOWA TOTAL CARE | IOWA TOTAL CARE MEDICAID | $119.44 | ↓ -80% |
| MOLINA MEDICAID | MOLINA MEDICAID | $120.61 | ↓ -80% |
| WELLPOINT MEDICAID | WELLPOINT MEDICAID | $121.08 | ↓ -80% |
| AMBETTER | AMBETTER MARKETPLACE | $222.34 | ↓ -62% |
Visitor-reported prices
Comments
Established Patient Office Visit (level 1) at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UnityPoint Health - Finley Hospital | Dubuque | $40.80 | $8.04 – $43.24 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $40.80 | $8.04 – $16.69 |
| UnityPoint Health - Allen Hospital | Waterloo | $40.80 | $8.04 – $16.69 |
| MercyOne Genesis Davenport West Medical Center | Davenport | $34.80 | not published |
| MercyOne New Hampton Medical Center | New Hampton | $35.10 | $7.37 – $54.00 |
| MercyOne Dyersville Medical Center | Dyersville | $35.10 | $20.41 – $60.78 |
| MercyOne Clinton Medical Center | Clinton | $25.00 | $4.90 – $18.00 |
| MercyOne Cedar Falls Medical Center | Cedar Falls | $25.00 | $4.90 – $18.00 |