healthcosts.net
ER Visit (level 2) at MercyOne Dubuque Medical Center
250 Mercy Drive, Dubuque, IA · MercyOne · · NPI 1659348506
$514.15
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$506.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$5.46 with IOWA DEPT OF PUBLIC HEALTH vs $636.00 with UNITED HEALTHCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| IOWA DEPT OF PUBLIC HEALTH | CARE FOR YOURSELF | $5.46 | ↓ -99% |
| IOWA TOTAL CARE | IOWA TOTAL CARE MEDICAID | $68.88 | ↓ -87% |
| WELLPOINT MEDICAID | WELLPOINT MEDICAID | $69.82 | ↓ -86% |
| MOLINA MEDICAID | MOLINA MEDICAID | $139.10 | ↓ -73% |
| MEDICARE MEDICAL ASSOCIATES HEALTH PLANS | MEDICAL ASSOCIATES MEDICARE ADVANTAGE | $149.58 | ↓ -71% |
| AETNA MEDICARE ADVANTAGE | AETNA MEDICARE ADVANTAGE | $149.58 | ↓ -71% |
| MEDIGOLD MEDICARE ADVANTAGE | MERCYONE HEALTH PLAN MEDICARE ADVANTAGE | $149.58 | ↓ -71% |
| BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE | WELLMARK MEDICARE ADVANTAGE | $151.08 | ↓ -71% |
| UNITED HEALTHCARE MEDICARE | UNITED HEALTHCARE MEDICARE ADVANTAGE | $152.57 | ↓ -70% |
| HEALTH PARTNERS MEDICARE ADVANTAGE | UNITYPOINT HEALTH PARTNERS MEDICARE ADV | $154.16 | ↓ -70% |
| WELLPOINT MEDICARE ADVANTAGE | WELLPOINT MEDICARE ADVANTAGE | $155.69 | ↓ -70% |
| PREFERRED HEALTH CHOICE | PREFERRED HEALTH CHOICES | $180.64 | ↓ -65% |
| HEALTH CHOICES | MEDICAL ASSOCIATES | $185.20 | ↓ -64% |
| AMISH HOSPITAL AID | AMISH HOSPITAL AID | $203.00 | ↓ -61% |
| OSCAR | OSCAR | $208.22 | ↓ -60% |
| CENTIVO | CENTIVO | $239.03 | ↓ -54% |
| AMBETTER | AMBETTER MARKETPLACE | $256.43 | ↓ -50% |
| MIDLANDS CHOICE | MIDLANDS CHOICE EAGLE WINDOW AND DOOR | $293.48 | ↓ -43% |
| WPS | WISCONSIN PHYSICIAN SERVICES | $303.09 | ↓ -41% |
| THE ALLIANCE | THE ALLIANCE | $305.67 | ↓ -41% |
| NOVA | CLAIMDOC | $306.80 | ↓ -40% |
| CLAIMDOC | CLAIMDOC | $306.80 | ↓ -40% |
| MHNET | MENTAL HEALTH ASSOCIATES | $404.80 | ↓ -21% |
| UNITED HEALTHCARE | UNITED HEALTHCARE DEERE PREMIER | $419.98 | ↓ -18% |
| WEBTPA | AETNA | $422.51 | ↓ -18% |
| COVENTRY | AETNA | $422.51 | ↓ -18% |
| ALLIED BENEFIT SYSTEMS | AETNA | $422.51 | ↓ -18% |
| LUCENT HEALTH | AETNA | $422.51 | ↓ -18% |
| LUMINARE HEALTH | AETNA | $422.51 | ↓ -18% |
| ASR HEALTH BENEFITS | AETNA | $422.51 | ↓ -18% |
| CHRISTIAN BROTHER SERVICES | AETNA | $422.51 | ↓ -18% |
| FIRST HEALTH | AETNA | $422.51 | ↓ -18% |
| 1199 NATIONAL BENEFIT FUND | AETNA | $422.51 | ↓ -18% |
| AETNA | AETNA | $422.51 | ↓ -18% |
| MERITAIN | AETNA | $422.51 | ↓ -18% |
| MEDICAL MUTUAL | AETNA | $422.51 | ↓ -18% |
| TRUSTMARK SMALL BUSINESS BENEFITS | AETNA | $422.51 | ↓ -18% |
| AETNA DOMESTIC | AETNA | $422.51 | ↓ -18% |
| AETNA EAP | AETNA | $422.51 | ↓ -18% |
| MIDLANDS CHOICE | MIDLANDS CHOICE PPO | $455.40 | ↓ -11% |
| MIDLANDS | MIDLANDS CHOICE PPO | $455.40 | ↓ -11% |
| AUXIANT | MIDLANDS CHOICE PPO | $455.40 | ↓ -11% |
| MEDICA | MIDLANDS CHOICE PPO | $455.40 | ↓ -11% |
| UNITY | UNITY HMO | $455.40 | ↓ -11% |
| CIGNA | MIDLANDS CHOICE PPO | $455.40 | ↓ -11% |
| CIGNA EAP | MIDLANDS CHOICE PPO | $455.40 | ↓ -11% |
| MULTIPLAN | MULTIPLAN | $455.40 | ↓ -11% |
| UNITED HEALTHCARE | UHC OPTUM BEHAVIORAL HEALTH | $506.00 | ↓ -2% |
| CRIME VICTIM ASSISTANCE | CRIME VICTIMS | $506.00 | ↓ -2% |
| STEPHENSON CTY HEALTH | STEPHENSON COUNTY HEALTH | $506.00 | ↓ -2% |
| GEHA | UNITED HEALTHCARE | $636.00 | ↑ +24% |
| UNITED HEALTHCARE | UNITED HEALTHCARE | $636.00 | ↑ +24% |
Visitor-reported prices
Comments
ER Visit (level 2) at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UnityPoint Health - Finley Hospital | Dubuque | $237.64 | $20.24 – $139.23 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $674.64 | $14.41 – $152.57 |
| UnityPoint Health - Allen Hospital | Waterloo | $321.00 | $25.91 – $131.26 |
| MercyOne Genesis Davenport West Medical Center | Davenport | $310.80 | $151.59 – $212.22 |
| MercyOne New Hampton Medical Center | New Hampton | $615.32 | $6.84 – $104.00 |
| MercyOne Dyersville Medical Center | Dyersville | $487.50 | $25.77 – $117.06 |
| MercyOne Clinton Medical Center | Clinton | $646.75 | $25.77 – $583.00 |
| MercyOne Oelwein Medical Center | Oelwein | $965.00 | $9.09 – $104.00 |