X-ray thoracolumbar spine including skull cervical & sacral spine 2-3 views at UnityPoint Health - Iowa Lutheran Hospital

1200 Pleasant St, Des Moines, IA · UnityPoint Health · · NPI 1356433049

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$575.49

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$719.36

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$13.87 with Aetna vs $244.48 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $13.87 ↓ -98%
Molina Medicare Advantage $14.15 ↓ -98%
Wellmark Blue Cross and Blue Shield Medicare Advantage $14.15 ↓ -98%
United Healthcare Medicare Advantage $14.56 ↓ -97%
Humana Medicare Advantage $14.56 ↓ -97%
Amerivantage Medicare Advantage $14.56 ↓ -97%
United Healthcare HMO $20.51 ↓ -96%
United Healthcare PPO $20.51 ↓ -96%
Wellmark UPH Self-Funded Commercial $25.70 ↓ -96%
Wellmark Blue Cross and Blue Shield HMO $25.70 ↓ -96%
Cigna/Midlands Commercial $29.48 ↓ -95%
Wellmark Blue Cross and Blue Shield PPO $30.20 ↓ -95%
Health Partners Open Network Commercial $32.67 ↓ -94%
Iowa Total Care Managed Medicaid $102.46 ↓ -82%
Amerigroup Managed Medicaid $102.46 ↓ -82%
Medica Exchange Inspire Commercial $188.47 ↓ -67%
Medica Exchange Insure Commercial $211.49 ↓ -63%
Aetna HMO $213.48 ↓ -63%
Aetna PPO $244.48 ↓ -58%

Visitor-reported prices

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X-ray thoracolumbar spine including skull cervical & sacral spine 2-3 views at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Des Moines Medical Center Des Moines $624.65 $98.68 – $961.00
MercyOne Genesis Davenport West Medical Center Davenport $246.00 $101.79 – $142.51
MercyOne Dubuque Medical Center Dubuque $341.25 $93.79 – $525.00
MercyOne New Hampton Medical Center New Hampton $230.10 $140.15 – $354.00
MercyOne Clinton Medical Center Clinton $284.70 $96.27 – $438.00
MercyOne Oelwein Medical Center Oelwein $230.10 $135.30 – $354.00
MercyOne West Des Moines Medical Center West Des Moines $961.00 $98.68 – $961.00
MercyOne Centerville Medical Center Centerville $354.00 $97.14 – $354.00

All Iowa hospitals for this procedure →