Unlisted px male genital sys at UnityPoint Health - Iowa Lutheran Hospital

1200 Pleasant St, Des Moines, IA · UnityPoint Health · · NPI 1356433049

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$791.72

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$989.65

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$231.54 with Molina vs $591.87 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Molina Medicare Advantage $231.54 ↓ -71%
Wellmark Blue Cross and Blue Shield Medicare Advantage $231.54 ↓ -71%
Aetna Medicare Advantage $231.54 ↓ -71%
Amerigroup Managed Medicaid $234.32 ↓ -70%
Iowa Total Care Managed Medicaid $234.32 ↓ -70%
Amerivantage Medicare Advantage $238.35 ↓ -70%
Humana Medicare Advantage $238.35 ↓ -70%
United Healthcare Medicare Advantage $238.35 ↓ -70%
Medica Exchange Inspire Commercial $259.29 ↓ -67%
Medica Exchange Insure Commercial $290.96 ↓ -63%
Health Partners Open Network Commercial $314.37 ↓ -60%
Cigna/Midlands Commercial $428.52 ↓ -46%
Aetna HMO $488.22 ↓ -38%
Aetna PPO $559.14 ↓ -29%
United Healthcare PPO $591.87 ↓ -25%
United Healthcare HMO $591.87 ↓ -25%
Wellmark Blue Cross and Blue Shield PPO not published by hospital
Wellmark UPH Self-Funded Commercial not published by hospital
Wellmark Blue Cross and Blue Shield HMO not published by hospital

Visitor-reported prices

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Unlisted px male genital sys at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Centerville Medical Center Centerville $730.00 $200.31 – $730.00
UnityPoint Health - Trinity Bettendorf Bettendorf $550.24 $209.28 – $362.47
UnityPoint Health - Trinity Muscatine Muscatine $550.24 $158.19 – $7,680.75
CHI Health Mercy Council Bluffs Council Bluffs $157.92 $56.40 – $319.60
MercyOne Genesis Davenport West Medical Center Davenport not published $232.81 – $325.93
MercyOne Genesis Davenport Medical Center Davenport not published $232.81 – $325.93
UnityPoint Health - Allen Hospital Waterloo not published $201.59 – $347.95
UnityPoint Health - Finley Hospital Dubuque not published $213.84 – $444.12

All Iowa hospitals for this procedure →