Srs linear based at UnityPoint Health - Iowa Lutheran Hospital
1200 Pleasant St, Des Moines, IA · UnityPoint Health · · NPI 1356433049
$20,464.09
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$25,580.11
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$822.33 with Aetna vs $7,520.55 with Medica Exchange Insure — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $822.33 | ↓ -96% |
| Molina | Medicare Advantage | $838.78 | ↓ -96% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $838.78 | ↓ -96% |
| Amerivantage | Medicare Advantage | $863.45 | ↓ -96% |
| Humana | Medicare Advantage | $863.45 | ↓ -96% |
| United Healthcare | Medicare Advantage | $863.45 | ↓ -96% |
| United Healthcare | PPO | $1,259.58 | ↓ -94% |
| United Healthcare | HMO | $1,259.58 | ↓ -94% |
| Wellmark UPH Self-Funded | Commercial | $1,722.40 | ↓ -92% |
| Wellmark Blue Cross and Blue Shield | HMO | $1,722.40 | ↓ -92% |
| Cigna/Midlands | Commercial | $1,788.61 | ↓ -91% |
| Health Partners Open Network | Commercial | $1,857.12 | ↓ -91% |
| Wellmark Blue Cross and Blue Shield | PPO | $2,026.40 | ↓ -90% |
| Aetna | HMO | $2,297.25 | ↓ -89% |
| Aetna | PPO | $2,795.84 | ↓ -86% |
| Medica Exchange Inspire | Commercial | $6,701.99 | ↓ -67% |
| Amerigroup | Managed Medicaid | $7,365.10 | ↓ -64% |
| Iowa Total Care | Managed Medicaid | $7,365.10 | ↓ -64% |
| Medica Exchange Insure | Commercial | $7,520.55 | ↓ -63% |
Visitor-reported prices
Comments
Srs linear based at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Des Moines Medical Center | Des Moines | $22,795.50 | $3,517.00 – $35,070.00 |
| MercyOne Genesis Davenport West Medical Center | Davenport | $6,634.80 | $7,187.70 – $7,317.46 |
| MercyOne Dubuque Medical Center | Dubuque | $16,142.75 | $2,680.00 – $24,835.00 |
| MercyOne Genesis Davenport Medical Center | Davenport | $7,717.80 | $7,317.46 – $8,360.95 |
| MercyOne Waterloo Medical Center | Waterloo | $16,198.00 | $3,758.00 – $24,920.00 |
| UnityPoint Health - Allen Hospital | Waterloo | $1,856.80 | $822.33 – $6,336.33 |
| UnityPoint Health - Finley Hospital | Dubuque | $16,049.40 | $822.33 – $16,049.39 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $1,856.80 | $822.33 – $7,606.00 |