Removal skin tags fibrocutaneous any area <= 15 lesions at UnityPoint Health - Iowa Lutheran Hospital
1200 Pleasant St, Des Moines, IA · UnityPoint Health · · NPI 1356433049
$218.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$273.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$69.94 with Aetna vs $227.61 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $69.94 | ↓ -68% |
| Medica Exchange Inspire | Commercial | $70.94 | ↓ -68% |
| Molina | Medicare Advantage | $71.34 | ↓ -67% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $71.34 | ↓ -67% |
| Humana | Medicare Advantage | $73.44 | ↓ -66% |
| United Healthcare | Medicare Advantage | $73.44 | ↓ -66% |
| Amerivantage | Medicare Advantage | $73.44 | ↓ -66% |
| Medica Exchange Insure | Commercial | $79.60 | ↓ -64% |
| Cigna/Midlands | Commercial | $117.24 | ↓ -46% |
| Health Partners Open Network | Commercial | $132.30 | ↓ -39% |
| Wellmark UPH Self-Funded | Commercial | $138.10 | ↓ -37% |
| Wellmark Blue Cross and Blue Shield | HMO | $138.10 | ↓ -37% |
| Aetna | HMO | $160.83 | ↓ -26% |
| Wellmark Blue Cross and Blue Shield | PPO | $162.50 | ↓ -26% |
| Iowa Total Care | Managed Medicaid | $191.44 | ↓ -12% |
| Amerigroup | Managed Medicaid | $191.44 | ↓ -12% |
| Aetna | PPO | $197.02 | ↓ -10% |
| United Healthcare | HMO | $227.61 | ↑ +4% |
| United Healthcare | PPO | $227.61 | ↑ +4% |
Visitor-reported prices
Comments
Removal skin tags fibrocutaneous any area <= 15 lesions at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $156.60 | $83.85 – $190.20 |
| MercyOne New Hampton Medical Center | New Hampton | $430.00 | $18.41 – $253.00 |
| MercyOne Clinton Medical Center | Clinton | $253.00 | $21.66 – $429.35 |
| MercyOne Elkader Medical Center | Elkader | $161.20 | $127.65 – $259.21 |
| MercyOne Centerville Medical Center | Centerville | $303.00 | $21.66 – $187.83 |
| MercyOne North Iowa Medical Center | Mason City | $617.00 | $18.80 – $434.67 |
| MercyOne Genesis Davenport Medical Center | Davenport | $164.40 | $88.40 – $190.20 |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $164.40 | $200.02 – $2,679.00 |