Platelets pheresis leukocytes reduced irradiated each unit at UnityPoint Health - Iowa Lutheran Hospital

1200 Pleasant St, Des Moines, IA · UnityPoint Health · · NPI 1356433049

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$682.10

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$852.62

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$223.39 with Medica Exchange Inspire vs $1,644.27 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Medica Exchange Inspire Commercial $223.39 ↓ -67%
Medica Exchange Insure Commercial $250.67 ↓ -63%
Cigna/Midlands Commercial $369.18 ↓ -46%
Iowa Total Care Managed Medicaid $650.97 ↓ -5%
Amerigroup Managed Medicaid $650.97 ↓ -5%
Wellmark Blue Cross and Blue Shield PPO $675.66 ↓ -1%
Wellmark Blue Cross and Blue Shield HMO $675.66 ↓ -1%
Wellmark UPH Self-Funded Commercial $675.66 ↓ -1%
Wellmark Blue Cross and Blue Shield Medicare Advantage $689.17 ↑ +1%
Molina Medicare Advantage $689.17 ↑ +1%
Aetna Medicare Advantage $689.17 ↑ +1%
Humana Medicare Advantage $709.44 ↑ +4%
United Healthcare Medicare Advantage $709.44 ↑ +4%
Amerivantage Medicare Advantage $709.44 ↑ +4%
Health Partners Open Network Commercial $873.36 ↑ +28%
Aetna HMO $1,186.15 ↑ +74%
Aetna PPO $1,186.15 ↑ +74%
United Healthcare HMO $1,644.27 ↑ +141%
United Healthcare PPO $1,644.27 ↑ +141%

Visitor-reported prices

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Platelets pheresis leukocytes reduced irradiated each unit at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Des Moines Medical Center Des Moines $1,020.50 $315.57 – $1,570.00
MercyOne Genesis Davenport West Medical Center Davenport $1,044.00 $611.65 – $646.76
MercyOne Dubuque Medical Center Dubuque $742.95 $306.00 – $1,368.03
MercyOne New Hampton Medical Center New Hampton $1,231.75 $750.23 – $1,895.00
MercyOne Dyersville Medical Center Dyersville $1,231.75 $716.31 – $2,133.01
MercyOne Clinton Medical Center Clinton $1,098.50 $314.00 – $1,690.00
MercyOne Oelwein Medical Center Oelwein $1,231.75 $724.27 – $1,895.00
MercyOne Cedar Falls Medical Center Cedar Falls $1,098.50 $397.15 – $1,690.00

All Iowa hospitals for this procedure →