healthcosts.net
Metabolic Blood Panel (Basic) at UnityPoint Health - Iowa Lutheran Hospital
1200 Pleasant St, Des Moines, IA · UnityPoint Health · · NPI 1356433049
$68.56
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$85.70
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$5.08 with United Healthcare vs $25.20 with Medica Exchange Insure — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | HMO | $5.08 | ↓ -93% |
| United Healthcare | PPO | $5.08 | ↓ -93% |
| Wellmark Blue Cross and Blue Shield | HMO | $8.46 | ↓ -88% |
| Wellmark Blue Cross and Blue Shield | PPO | $8.46 | ↓ -88% |
| Wellmark UPH Self-Funded | Commercial | $8.46 | ↓ -88% |
| Aetna | Medicare Advantage | $8.63 | ↓ -87% |
| Molina | Medicare Advantage | $8.63 | ↓ -87% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $8.63 | ↓ -87% |
| Amerivantage | Medicare Advantage | $8.88 | ↓ -87% |
| Humana | Medicare Advantage | $8.88 | ↓ -87% |
| United Healthcare | Medicare Advantage | $8.88 | ↓ -87% |
| Cigna/Midlands | Commercial | $11.00 | ↓ -84% |
| Health Partners Open Network | Commercial | $13.16 | ↓ -81% |
| Aetna | HMO | $14.38 | ↓ -79% |
| Aetna | PPO | $14.38 | ↓ -79% |
| Medica Exchange Inspire | Commercial | $22.45 | ↓ -67% |
| Medica Exchange Insure | Commercial | $25.20 | ↓ -63% |
| Iowa Total Care | Managed Medicaid | not published by hospital | — |
| Amerigroup | Managed Medicaid | not published by hospital | — |
Visitor-reported prices
Comments
Metabolic Blood Panel (Basic) at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UnityPoint Health - Allen Hospital | Waterloo | $68.56 | $5.08 – $45.16 |
| MercyOne Genesis Davenport West Medical Center | Davenport | $55.20 | $8.46 – $8.46 |
| MercyOne New Hampton Medical Center | New Hampton | $322.40 | $8.63 – $159.00 |
| MercyOne Dyersville Medical Center | Dyersville | $448.50 | $9.09 – $178.97 |
| MercyOne Clinton Medical Center | Clinton | $273.65 | $8.20 – $113.00 |
| MercyOne Oelwein Medical Center | Oelwein | $374.00 | $8.37 – $159.00 |
| MercyOne Cedar Falls Medical Center | Cedar Falls | $268.00 | $8.20 – $84.49 |
| MercyOne Elkader Medical Center | Elkader | $103.35 | $81.84 – $166.19 |