Cardiac perf spect sgl/ef/wm rst/strs at UnityPoint Health - Iowa Lutheran Hospital
1200 Pleasant St, Des Moines, IA · UnityPoint Health · · NPI 1356433049
$2,233.48
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,791.84
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$59.11 with Aetna vs $1,257.77 with Iowa Total Care — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $59.11 | ↓ -97% |
| Molina | Medicare Advantage | $60.29 | ↓ -97% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $60.29 | ↓ -97% |
| Amerivantage | Medicare Advantage | $62.07 | ↓ -97% |
| Humana | Medicare Advantage | $62.07 | ↓ -97% |
| United Healthcare | Medicare Advantage | $62.07 | ↓ -97% |
| United Healthcare | PPO | $85.88 | ↓ -96% |
| United Healthcare | HMO | $85.88 | ↓ -96% |
| Wellmark UPH Self-Funded | Commercial | $107.90 | ↓ -95% |
| Wellmark Blue Cross and Blue Shield | HMO | $107.90 | ↓ -95% |
| Cigna/Midlands | Commercial | $125.35 | ↓ -94% |
| Health Partners Open Network | Commercial | $125.36 | ↓ -94% |
| Wellmark Blue Cross and Blue Shield | PPO | $127.00 | ↓ -94% |
| Aetna | HMO | $150.11 | ↓ -93% |
| Aetna | PPO | $172.89 | ↓ -92% |
| Medica Exchange Inspire | Commercial | $731.46 | ↓ -67% |
| Medica Exchange Insure | Commercial | $820.80 | ↓ -63% |
| Amerigroup | Managed Medicaid | $1,257.77 | ↓ -44% |
| Iowa Total Care | Managed Medicaid | $1,257.77 | ↓ -44% |
Visitor-reported prices
Comments
Cardiac perf spect sgl/ef/wm rst/strs at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Des Moines Medical Center | Des Moines | $3,193.45 | $40.26 – $4,913.00 |
| MercyOne Genesis Davenport West Medical Center | Davenport | $1,837.80 | $1,249.63 – $1,749.48 |
| MercyOne Newton Medical Center | Newton | $2,159.30 | $1,225.46 – $3,322.00 |
| MercyOne North Iowa Medical Center | Mason City | $2,776.15 | $1,093.38 – $4,271.00 |
| MercyOne Genesis Davenport Medical Center | Davenport | $2,007.60 | $1,249.63 – $1,749.48 |
| MercyOne Waterloo Medical Center | Waterloo | $3,168.75 | $1,145.63 – $4,875.00 |
| UnityPoint Health - Allen Hospital | Waterloo | $1,464.20 | $59.11 – $1,082.08 |
| UnityPoint Health - Finley Hospital | Dubuque | $2,683.51 | $59.11 – $2,683.50 |