Albumin (human), 5%, 250 ml at UnityPoint Health - Iowa Lutheran Hospital
1200 Pleasant St, Des Moines, IA · UnityPoint Health · · NPI 1356433049
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$53.08 with Wellmark Blue Cross and Blue Shield vs $82.10 with Health Partners Open Network — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Wellmark Blue Cross and Blue Shield | PPO | $53.08 | — |
| Wellmark Blue Cross and Blue Shield | HMO | $53.08 | — |
| Wellmark UPH Self-Funded | Commercial | $53.08 | — |
| United Healthcare | PPO | $53.08 | — |
| United Healthcare | HMO | $53.08 | — |
| Molina | Medicare Advantage | $54.14 | — |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $54.14 | — |
| Aetna | Medicare Advantage | $54.14 | — |
| Humana | Medicare Advantage | $55.73 | — |
| United Healthcare | Medicare Advantage | $55.73 | — |
| Amerivantage | Medicare Advantage | $55.73 | — |
| Cigna/Midlands | Commercial | $69.00 | — |
| Aetna | PPO | $75.87 | — |
| Aetna | HMO | $75.87 | — |
| Health Partners Open Network | Commercial | $82.10 | — |
Visitor-reported prices
Comments
Albumin (human), 5%, 250 ml at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $322.92 | $53.08 – $74.31 |
| MercyOne Genesis Davenport Medical Center | Davenport | $322.92 | $50.81 – $74.31 |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $322.92 | $82.31 – $176.73 |
| CHI Health Mercy Corning | Corning | $267.84 | $53.08 – $131.32 |
| CHI Health Missouri Valley | Missouri Valley | $273.42 | $46.90 – $131.32 |
| CHI Health Mercy Council Bluffs | Council Bluffs | $234.36 | $20.10 – $117.32 |
| UnityPoint Health - Allen Hospital | Waterloo | not published | $53.08 – $82.10 |
| UnityPoint Health - Finley Hospital | Dubuque | not published | $53.08 – $176.36 |