Aco cont gluc mnt phys/qhp eqp 95250aco at UnityPoint Health - Iowa Lutheran Hospital

1200 Pleasant St, Des Moines, IA · UnityPoint Health · · NPI 1356433049

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$555.76

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$694.69

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$122.69 with Molina vs $319.70 with Wellmark Blue Cross and Blue Shield — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Molina Medicare Advantage $122.69 ↓ -78%
Wellmark Blue Cross and Blue Shield Medicare Advantage $122.69 ↓ -78%
Aetna Medicare Advantage $122.69 ↓ -78%
Iowa Total Care Managed Medicaid $124.16 ↓ -78%
Amerigroup Managed Medicaid $124.16 ↓ -78%
Humana Medicare Advantage $126.29 ↓ -77%
Amerivantage Medicare Advantage $126.29 ↓ -77%
United Healthcare Medicare Advantage $126.29 ↓ -77%
Health Partners Open Network Commercial $166.57 ↓ -70%
Medica Exchange Inspire Commercial $182.01 ↓ -67%
Medica Exchange Insure Commercial $204.24 ↓ -63%
Aetna HMO $258.69 ↓ -53%
Wellmark Blue Cross and Blue Shield HMO $271.70 ↓ -51%
Wellmark UPH Self-Funded Commercial $271.70 ↓ -51%
Aetna PPO $296.27 ↓ -47%
Cigna/Midlands Commercial $300.80 ↓ -46%
United Healthcare PPO $313.61 ↓ -44%
United Healthcare HMO $313.61 ↓ -44%
Wellmark Blue Cross and Blue Shield PPO $319.70 ↓ -42%

Visitor-reported prices

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Aco cont gluc mnt phys/qhp eqp 95250aco at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Des Moines Medical Center Des Moines $384.15 $118.79 – $591.00
MercyOne Genesis Davenport West Medical Center Davenport $265.80 not published
MercyOne Centerville Medical Center Centerville $549.00 $150.65 – $549.00
MercyOne Genesis Davenport Medical Center Davenport $279.00 not published
MercyOne Genesis DeWitt Medical Center DeWitt $279.00 $339.45 – $2,679.00
MercyOne Waterloo Medical Center Waterloo $793.00 $88.83 – $682.56
UnityPoint Health - Allen Hospital Waterloo $350.73 $106.81 – $283.65
UnityPoint Health - Finley Hospital Dubuque $494.68 $113.30 – $494.68

All Iowa hospitals for this procedure →