Ablation cryo abd perit om at UnityPoint Health - Iowa Lutheran Hospital
1200 Pleasant St, Des Moines, IA · UnityPoint Health · · NPI 1356433049
$4,434.34
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,542.92
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$892.56 with Molina vs $2,400.08 with Cigna/Midlands — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Molina | Medicare Advantage | $892.56 | ↓ -80% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $892.56 | ↓ -80% |
| Aetna | Medicare Advantage | $892.56 | ↓ -80% |
| Amerigroup | Managed Medicaid | $903.29 | ↓ -80% |
| Iowa Total Care | Managed Medicaid | $903.29 | ↓ -80% |
| Amerivantage | Medicare Advantage | $918.82 | ↓ -79% |
| Humana | Medicare Advantage | $918.82 | ↓ -79% |
| United Healthcare | Medicare Advantage | $918.82 | ↓ -79% |
| Health Partners Open Network | Commercial | $1,211.89 | ↓ -73% |
| Medica Exchange Inspire | Commercial | $1,452.25 | ↓ -67% |
| Medica Exchange Insure | Commercial | $1,629.62 | ↓ -63% |
| Aetna | HMO | $1,882.08 | ↓ -58% |
| Aetna | PPO | $2,155.45 | ↓ -51% |
| United Healthcare | PPO | $2,281.62 | ↓ -49% |
| United Healthcare | HMO | $2,281.62 | ↓ -49% |
| Cigna/Midlands | Commercial | $2,400.08 | ↓ -46% |
| Wellmark Blue Cross and Blue Shield | PPO | not published by hospital | — |
| Wellmark UPH Self-Funded | Commercial | not published by hospital | — |
| Wellmark Blue Cross and Blue Shield | HMO | not published by hospital | — |
Visitor-reported prices
Comments
Ablation cryo abd perit om at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $1,770.00 | not published |
| MercyOne North Iowa Medical Center | Mason City | $3,505.45 | $1,380.61 – $5,393.00 |
| MercyOne Genesis Davenport Medical Center | Davenport | $1,858.80 | not published |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $1,858.80 | $928.00 – $2,679.00 |
| UnityPoint Health - St. Lukes Downtown | Sioux City | $1,846.56 | $600.13 – $1,500.33 |
| UnityPoint Health - St. Luke's Hospital | Cedar Rapids | $1,865.14 | $778.69 – $1,486.74 |
| CHI Health Mercy Corning | Corning | $1,353.12 | $1,212.17 – $2,762.62 |
| CHI Health Missouri Valley | Missouri Valley | $1,381.31 | $986.65 – $2,762.62 |