Zika virus igm antibody at MercyOne Des Moines Medical Center

1111 6th Ave, Des Moines, IA · MercyOne · Nonprofit · NPI 1234567893

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$245.70

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$378.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$16.33 with IOWA TOTAL CARE vs $378.00 with CRIME VICTIM ASSISTANCE — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $16.33 ↓ -93%
MOLINA MEDICAID MOLINA MEDICAID $16.49 ↓ -93%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $16.51 ↓ -93%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $16.51 ↓ -93%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $16.51 ↓ -93%
WELLPOINT MEDICAID WELLPOINT MEDICAID $16.55 ↓ -93%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $16.68 ↓ -93%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $16.84 ↓ -93%
UNITED HEALTHCARE UNITED HEALTHCARE $16.85 ↓ -93%
UNITED HEALTHCARE UNITED HEALTHCARE OPTIONS $16.85 ↓ -93%
GEHA UNITED HEALTHCARE $16.85 ↓ -93%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $17.19 ↓ -93%
AMISH HOSPITAL AID AMISH HOSPITAL AID $22.41 ↓ -91%
OSCAR OSCAR $23.94 ↓ -90%
CENTIVO CENTIVO $24.31 ↓ -90%
AMBETTER AMBETTER MARKETPLACE $28.31 ↓ -88%
NOVA CLAIMDOC $33.87 ↓ -86%
CLAIMDOC CLAIMDOC $33.87 ↓ -86%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $75.98 ↓ -69%
HEALTH CHOICES MEDICAL ASSOCIATES $75.98 ↓ -69%
1199 NATIONAL BENEFIT FUND AETNA $131.17 ↓ -47%
COVENTRY AETNA $131.17 ↓ -47%
FIRST HEALTH AETNA $131.17 ↓ -47%
CHRISTIAN BROTHER SERVICES AETNA $131.17 ↓ -47%
LUCENT HEALTH AETNA $131.17 ↓ -47%
LUMINARE HEALTH AETNA $131.17 ↓ -47%
MEDICAL MUTUAL AETNA $131.17 ↓ -47%
ASR HEALTH BENEFITS AETNA $131.17 ↓ -47%
MERITAIN AETNA $131.17 ↓ -47%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $131.17 ↓ -47%
ALLIED BENEFIT SYSTEMS AETNA $131.17 ↓ -47%
AETNA DOMESTIC AETNA $131.17 ↓ -47%
WEBTPA AETNA $131.17 ↓ -47%
AETNA AETNA $131.17 ↓ -47%
CIGNA EAP CIGNA $226.80 ↓ -8%
CIGNA CIGNA $226.80 ↓ -8%
HEALTH PARTNERS HEALTH PARTNERS $240.03 ↓ -2%
AUXIANT MIDLANDS CHOICE PPO $245.70 ↑ +0%
MEDICA MIDLANDS CHOICE PPO $245.70 ↑ +0%
MIDLANDS MIDLANDS CHOICE PPO $245.70 ↑ +0%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $245.70 ↑ +0%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $313.74 ↑ +28%
USA MANAGED CARE USA MANAGED CARE $321.30 ↑ +31%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $378.00 ↑ +54%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $378.00 ↑ +54%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $378.00 ↑ +54%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Zika virus igm antibody at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Iowa Lutheran Hospital Des Moines $48.57 $10.11 – $26.21
UnityPoint Health - Allen Hospital Waterloo $48.57 $10.11 – $31.99
UnityPoint Health - Finley Hospital Dubuque $48.57 $3.50 – $48.57
UnityPoint Health - Grinnell Regional Medical Center Grinnell $48.57 $10.11 – $24.47
UnityPoint Health - Jones Regional Medical Center Anamosa $48.57 $10.11 – $53.85
UnityPoint Health - Marshalltown Marshalltown $48.57 $10.11 – $29.14
UnityPoint Health - St. Lukes Downtown Sioux City $48.57 $10.11 – $39.46
UnityPoint Health - Trinity Bettendorf Bettendorf $48.57 $10.11 – $26.96

All Iowa hospitals for this procedure →