System pcmkr dual chamber leadless micra av2 intrdcr cath at MercyOne Des Moines Medical Center

1111 6th Ave, Des Moines, IA · MercyOne · Nonprofit · NPI 1234567893

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$27,099.09

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$41,690.91

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$22.10 with HEALTH CHOICES vs $109.96 with CRIME VICTIM ASSISTANCE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HEALTH CHOICES MEDICAL ASSOCIATES $22.10 ↓ -100%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $22.10 ↓ -100%
MEDICAL MUTUAL AETNA $38.16 ↓ -100%
LUMINARE HEALTH AETNA $38.16 ↓ -100%
CHRISTIAN BROTHER SERVICES AETNA $38.16 ↓ -100%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $38.16 ↓ -100%
LUCENT HEALTH AETNA $38.16 ↓ -100%
AETNA AETNA $38.16 ↓ -100%
ASR HEALTH BENEFITS AETNA $38.16 ↓ -100%
1199 NATIONAL BENEFIT FUND AETNA $38.16 ↓ -100%
FIRST HEALTH AETNA $38.16 ↓ -100%
AETNA DOMESTIC AETNA $38.16 ↓ -100%
COVENTRY AETNA $38.16 ↓ -100%
ALLIED BENEFIT SYSTEMS AETNA $38.16 ↓ -100%
MERITAIN AETNA $38.16 ↓ -100%
WEBTPA AETNA $38.16 ↓ -100%
UNITED HEALTHCARE UNITED HEALTHCARE OPTIONS $61.03 ↓ -100%
GEHA UNITED HEALTHCARE $65.98 ↓ -100%
UNITED HEALTHCARE UNITED HEALTHCARE $65.98 ↓ -100%
CIGNA EAP CIGNA $65.98 ↓ -100%
CIGNA CIGNA $65.98 ↓ -100%
HEALTH PARTNERS HEALTH PARTNERS $69.82 ↓ -100%
AUXIANT MIDLANDS CHOICE PPO $71.47 ↓ -100%
MEDICA MIDLANDS CHOICE PPO $71.47 ↓ -100%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $71.47 ↓ -100%
MIDLANDS MIDLANDS CHOICE PPO $71.47 ↓ -100%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $91.27 ↓ -100%
USA MANAGED CARE USA MANAGED CARE $93.47 ↓ -100%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $109.96 ↓ -100%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $109.96 ↓ -100%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $109.96 ↓ -100%

Visitor-reported prices

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System pcmkr dual chamber leadless micra av2 intrdcr cath at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Iowa Lutheran Hospital Des Moines $11,015.27 $2,808.89 – $6,746.85
MercyOne Genesis Davenport West Medical Center Davenport $9,433.20 not published
MercyOne Dubuque Medical Center Dubuque $27,099.09 $39.26 – $109.96
MercyOne New Hampton Medical Center New Hampton $31,528.90 $51.67 – $130.52
MercyOne Dyersville Medical Center Dyersville $27,099.09 $60.95 – $123.77
MercyOne Clinton Medical Center Clinton $27,099.09 $31.12 – $109.96
MercyOne Oelwein Medical Center Oelwein $27,099.09 $42.03 – $109.96
MercyOne Cedar Falls Medical Center Cedar Falls $27,099.09 $25.84 – $109.96

All Iowa hospitals for this procedure →