Pt application of modality >=1 area electrical stimulation each 15 minutes at MercyOne Des Moines Medical Center

1111 6th Ave, Des Moines, IA · MercyOne · Nonprofit · NPI 1234567893

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$78.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$120.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$13.77 with MEDICARE MEDICAL ASSOCIATES HEALTH PLANS vs $211.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $13.77 ↓ -82%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $13.77 ↓ -82%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $13.77 ↓ -82%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $13.91 ↓ -82%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $14.04 ↓ -82%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $14.33 ↓ -82%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $16.31 ↓ -79%
MOLINA MEDICAID MOLINA MEDICAID $16.47 ↓ -79%
WELLPOINT MEDICAID WELLPOINT MEDICAID $16.53 ↓ -79%
AMISH HOSPITAL AID AMISH HOSPITAL AID $18.69 ↓ -76%
OSCAR OSCAR $19.97 ↓ -74%
CENTIVO CENTIVO $20.27 ↓ -74%
AMBETTER AMBETTER MARKETPLACE $23.60 ↓ -70%
HEALTH CHOICES MEDICAL ASSOCIATES $24.12 ↓ -69%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $24.12 ↓ -69%
NOVA CLAIMDOC $28.24 ↓ -64%
CLAIMDOC CLAIMDOC $28.24 ↓ -64%
AETNA DOMESTIC AETNA $41.64 ↓ -47%
LUMINARE HEALTH AETNA $41.64 ↓ -47%
CHRISTIAN BROTHER SERVICES AETNA $41.64 ↓ -47%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $41.64 ↓ -47%
LUCENT HEALTH AETNA $41.64 ↓ -47%
AETNA AETNA $41.64 ↓ -47%
ASR HEALTH BENEFITS AETNA $41.64 ↓ -47%
1199 NATIONAL BENEFIT FUND AETNA $41.64 ↓ -47%
FIRST HEALTH AETNA $41.64 ↓ -47%
COVENTRY AETNA $41.64 ↓ -47%
ALLIED BENEFIT SYSTEMS AETNA $41.64 ↓ -47%
MERITAIN AETNA $41.64 ↓ -47%
WEBTPA AETNA $41.64 ↓ -47%
MEDICAL MUTUAL AETNA $41.64 ↓ -47%
CIGNA CIGNA $72.00 ↓ -8%
CIGNA EAP CIGNA $72.00 ↓ -8%
HEALTH PARTNERS HEALTH PARTNERS $76.20 ↓ -2%
AUXIANT MIDLANDS CHOICE PPO $78.00 ↑ +0%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $78.00 ↑ +0%
MEDICA MIDLANDS CHOICE PPO $78.00 ↑ +0%
MIDLANDS MIDLANDS CHOICE PPO $78.00 ↑ +0%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $99.60 ↑ +28%
USA MANAGED CARE USA MANAGED CARE $102.00 ↑ +31%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $120.00 ↑ +54%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $120.00 ↑ +54%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $120.00 ↑ +54%
UNITED HEALTHCARE UNITED HEALTHCARE $189.00 ↑ +142%
GEHA UNITED HEALTHCARE $189.00 ↑ +142%
UNITED HEALTHCARE UNITED HEALTHCARE OPTIONS $211.00 ↑ +171%

Visitor-reported prices

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Pt application of modality >=1 area electrical stimulation each 15 minutes at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Iowa Lutheran Hospital Des Moines $156.34 $13.55 – $57.45
MercyOne Genesis Davenport West Medical Center Davenport $82.20 $18.62 – $18.62
MercyOne Dubuque Medical Center Dubuque $75.40 $13.77 – $231.00
MercyOne New Hampton Medical Center New Hampton $81.25 $49.49 – $125.00
MercyOne Dyersville Medical Center Dyersville $81.25 $47.25 – $125.00
MercyOne Clinton Medical Center Clinton $48.10 $13.77 – $195.00
MercyOne Oelwein Medical Center Oelwein $81.25 $48.45 – $125.00
MercyOne Cedar Falls Medical Center Cedar Falls $72.80 $13.77 – $301.50

All Iowa hospitals for this procedure →