Paring/cutting benign hyperkeratotic lesion single at MercyOne Des Moines Medical Center

1111 6th Ave, Des Moines, IA · MercyOne · Nonprofit · NPI 1234567893

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$183.30

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$282.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$56.68 with MEDICAL ASSOCIATES vs $389.51 with CLAIMDOC — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $56.68 ↓ -69%
HEALTH CHOICES MEDICAL ASSOCIATES $56.68 ↓ -69%
AETNA DOMESTIC AETNA $97.85 ↓ -47%
WEBTPA AETNA $97.85 ↓ -47%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $97.85 ↓ -47%
COVENTRY AETNA $97.85 ↓ -47%
ALLIED BENEFIT SYSTEMS AETNA $97.85 ↓ -47%
LUCENT HEALTH AETNA $97.85 ↓ -47%
MERITAIN AETNA $97.85 ↓ -47%
AETNA AETNA $97.85 ↓ -47%
ASR HEALTH BENEFITS AETNA $97.85 ↓ -47%
MEDICAL MUTUAL AETNA $97.85 ↓ -47%
1199 NATIONAL BENEFIT FUND AETNA $97.85 ↓ -47%
FIRST HEALTH AETNA $97.85 ↓ -47%
LUMINARE HEALTH AETNA $97.85 ↓ -47%
CHRISTIAN BROTHER SERVICES AETNA $97.85 ↓ -47%
CIGNA CIGNA $169.20 ↓ -8%
CIGNA EAP CIGNA $169.20 ↓ -8%
HEALTH PARTNERS HEALTH PARTNERS $179.07 ↓ -2%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $183.30 ↑ +0%
MEDICA MIDLANDS CHOICE PPO $183.30 ↑ +0%
AUXIANT MIDLANDS CHOICE PPO $183.30 ↑ +0%
MIDLANDS MIDLANDS CHOICE PPO $183.30 ↑ +0%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $189.38 ↑ +3%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $189.91 ↑ +4%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $189.91 ↑ +4%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $189.91 ↑ +4%
MOLINA MEDICAID MOLINA MEDICAID $191.23 ↑ +4%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $191.81 ↑ +5%
WELLPOINT MEDICAID WELLPOINT MEDICAID $191.97 ↑ +5%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $193.71 ↑ +6%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $197.66 ↑ +8%
BLUE CROSS - CT (ANTHEM) WELLMARK PPO $204.98 ↑ +12%
BLUE CROSS - MS WELLMARK PPO $204.98 ↑ +12%
BLUE CROSS - LA WELLMARK PPO $204.98 ↑ +12%
BLUE CROSS - TX WELLMARK PPO $204.98 ↑ +12%
BLUE CROSS - SC WELLMARK PPO $204.98 ↑ +12%
BLUE CROSS - MI WELLMARK PPO $204.98 ↑ +12%
BLUE CROSS - MT WELLMARK PPO $204.98 ↑ +12%
BLUE CROSS - RI WELLMARK PPO $204.98 ↑ +12%
BLUE CROSS - TN WELLMARK PPO $204.98 ↑ +12%
BLUE CROSS - FEDERAL WELLMARK PPO $204.98 ↑ +12%
BLUE CROSS - NC WELLMARK PPO $204.98 ↑ +12%
BLUE CROSS - IL ALTERNATE WELLMARK PPO $204.98 ↑ +12%
BLUE CROSS - PA (CAPITAL) WELLMARK PPO $204.98 ↑ +12%
BLUE CROSS - AR WELLMARK PPO $204.98 ↑ +12%
BLUE CROSS - NM WELLMARK PPO $204.98 ↑ +12%
BLUE CROSS - ID WELLMARK PPO $204.98 ↑ +12%
BLUE CROSS - VT WELLMARK PPO $204.98 ↑ +12%
BLUE SHIELD - WA (REGENCE) WELLMARK PPO $204.98 ↑ +12%
BLUE CROSS - IL WELLMARK PPO $204.98 ↑ +12%
BLUE CROSS - VA (CAREFIRST) WELLMARK PPO $204.98 ↑ +12%
BLUE CROSS - MD (CAREFIRST) WELLMARK PPO $204.98 ↑ +12%
BLUE CROSS - ME (ANTHEM) WELLMARK PPO $204.98 ↑ +12%
BLUE CROSS - MN WELLMARK PPO $204.98 ↑ +12%
BLUE CROSS - NE WELLMARK PPO $204.98 ↑ +12%
BLUE CROSS - OH (ANTHEM) WELLMARK PPO $204.98 ↑ +12%
BLUE CROSS - FL WELLMARK PPO $204.98 ↑ +12%
BLUE CROSS - PA (INDEPENDENCE) WELLMARK PPO $204.98 ↑ +12%
BLUE CROSS - WY WELLMARK PPO $204.98 ↑ +12%
BLUE CROSS - KY (ANTHEM) WELLMARK PPO $204.98 ↑ +12%
BLUE CROSS - DE (HIGHMARK) WELLMARK PPO $204.98 ↑ +12%
BLUE SHIELD - ID (REGENCE) WELLMARK PPO $204.98 ↑ +12%
BLUE CROSS - ND WELLMARK PPO $204.98 ↑ +12%
BLUE CROSS - KS WELLMARK PPO $204.98 ↑ +12%
BLUE CROSS - MO (ANTHEM) WELLMARK PPO $204.98 ↑ +12%
BLUE CROSS - AL WELLMARK PPO $204.98 ↑ +12%
BLUE CROSS - WA (PREMERA) WELLMARK PPO $204.98 ↑ +12%
BLUE SHIELD - NY HIGHMARK WESTERN WELLMARK PPO $204.98 ↑ +12%
BLUE CROSS - NY (EXCELLUS) WELLMARK PPO $204.98 ↑ +12%
BLUE CROSS - IN (ANTHEM) WELLMARK PPO $204.98 ↑ +12%
BLUE SHIELD - PA (HIGHMARK) WELLMARK PPO $204.98 ↑ +12%
BCBS GENERIC WELLMARK PPO $204.98 ↑ +12%
BLUE CROSS - NV (ANTHEM) WELLMARK PPO $204.98 ↑ +12%
BLUE CROSS - OK WELLMARK PPO $204.98 ↑ +12%
BLUE CROSS - NY (ANTHEM) WELLMARK PPO $204.98 ↑ +12%
BLUE CROSS - WV (HIGHMARK) WELLMARK PPO $204.98 ↑ +12%
BLUE DISTINCTION TRANSPLANT WELLMARK PPO $204.98 ↑ +12%
BLUE CROSS - DC (CAREFIRST) WELLMARK PPO $204.98 ↑ +12%
BLUE CROSS - MA WELLMARK PPO $204.98 ↑ +12%
BLUE CROSS - WI (ANTHEM) WELLMARK PPO $204.98 ↑ +12%
BLUE CROSS - NH (ANTHEM) WELLMARK PPO $204.98 ↑ +12%
BLUE CROSS - CO (ANTHEM) WELLMARK PPO $204.98 ↑ +12%
BLUE CROSS - SD (WELLMARK) WELLMARK PPO $204.98 ↑ +12%
BLUE CROSS - OR (REGENCE) WELLMARK PPO $204.98 ↑ +12%
BLUE CROSS - NJ (HORIZON) WELLMARK PPO $204.98 ↑ +12%
BLUE BENEFIT ADMINISTRATORS OF MASSACHUSETTS WELLMARK PPO $204.98 ↑ +12%
BLUE CARE NETWORK WELLMARK PPO $204.98 ↑ +12%
BLUE CROSS - AZ WELLMARK PPO $204.98 ↑ +12%
BLUE CROSS - HI WELLMARK PPO $204.98 ↑ +12%
BLUE SHIELD - NY HIGHMARK NORTHEASTERN WELLMARK PPO $204.98 ↑ +12%
BLUE CROSS - GA (ANTHEM) WELLMARK PPO $204.98 ↑ +12%
BLUE CROSS - VA (ANTHEM) WELLMARK PPO $204.98 ↑ +12%
BLUE CROSS - UT (REGENCE) WELLMARK PPO $204.98 ↑ +12%
BLUE SHIELD - CA WELLMARK PPO $204.98 ↑ +12%
BLUE CROSS - IA (WELLMARK) WELLMARK HMO $204.98 ↑ +12%
BLUE CROSS - IA (WELLMARK) WELLMARK PPO $204.98 ↑ +12%
BLUE CROSS - CA (ANTHEM) WELLMARK PPO $204.98 ↑ +12%
BLUE CROSS - AK (PREMERA) WELLMARK PPO $204.98 ↑ +12%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $234.06 ↑ +28%
USA MANAGED CARE USA MANAGED CARE $239.70 ↑ +31%
AMISH HOSPITAL AID AMISH HOSPITAL AID $257.74 ↑ +41%
OSCAR OSCAR $275.37 ↑ +50%
CENTIVO CENTIVO $279.64 ↑ +53%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $282.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $282.00 ↑ +54%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $282.00 ↑ +54%
AMBETTER AMBETTER MARKETPLACE $325.56 ↑ +78%
NOVA CLAIMDOC $389.51 ↑ +112%
CLAIMDOC CLAIMDOC $389.51 ↑ +112%

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Paring/cutting benign hyperkeratotic lesion single at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Iowa Lutheran Hospital Des Moines $157.76 $14.13 – $191.44
MercyOne Genesis Davenport West Medical Center Davenport $138.00 $149.50 – $190.20
MercyOne New Hampton Medical Center New Hampton $154.05 $12.98 – $183.00
MercyOne Clinton Medical Center Clinton $243.75 $3.41 – $429.35
MercyOne Elkader Medical Center Elkader $118.95 $94.19 – $191.27
MercyOne Centerville Medical Center Centerville $426.00 $3.41 – $132.71
MercyOne North Iowa Medical Center Mason City $136.50 $2.89 – $434.67
MercyOne Genesis Davenport Medical Center Davenport $159.60 $172.90 – $190.20

All Iowa hospitals for this procedure →