Mayo hvdip HIV 2 antibody at MercyOne Des Moines Medical Center

1111 6th Ave, Des Moines, IA · MercyOne · Nonprofit · NPI 1234567893

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$50.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$78.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$13.10 with IOWA TOTAL CARE vs $78.00 with IOWA DEPT OF PUBLIC HEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $13.10 ↓ -74%
MOLINA MEDICAID MOLINA MEDICAID $13.23 ↓ -74%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $13.25 ↓ -74%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $13.25 ↓ -74%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $13.25 ↓ -74%
WELLPOINT MEDICAID WELLPOINT MEDICAID $13.28 ↓ -74%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $13.38 ↓ -74%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $13.51 ↓ -73%
UNITED HEALTHCARE UNITED HEALTHCARE $13.52 ↓ -73%
UNITED HEALTHCARE UNITED HEALTHCARE OPTIONS $13.52 ↓ -73%
GEHA UNITED HEALTHCARE $13.52 ↓ -73%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $13.79 ↓ -73%
HEALTH CHOICES MEDICAL ASSOCIATES $15.68 ↓ -69%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $15.68 ↓ -69%
AMISH HOSPITAL AID AMISH HOSPITAL AID $17.98 ↓ -65%
OSCAR OSCAR $19.21 ↓ -62%
CENTIVO CENTIVO $19.51 ↓ -62%
AMBETTER AMBETTER MARKETPLACE $22.71 ↓ -55%
1199 NATIONAL BENEFIT FUND AETNA $27.07 ↓ -47%
COVENTRY AETNA $27.07 ↓ -47%
FIRST HEALTH AETNA $27.07 ↓ -47%
CHRISTIAN BROTHER SERVICES AETNA $27.07 ↓ -47%
LUCENT HEALTH AETNA $27.07 ↓ -47%
LUMINARE HEALTH AETNA $27.07 ↓ -47%
MEDICAL MUTUAL AETNA $27.07 ↓ -47%
ASR HEALTH BENEFITS AETNA $27.07 ↓ -47%
MERITAIN AETNA $27.07 ↓ -47%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $27.07 ↓ -47%
ALLIED BENEFIT SYSTEMS AETNA $27.07 ↓ -47%
AETNA DOMESTIC AETNA $27.07 ↓ -47%
WEBTPA AETNA $27.07 ↓ -47%
AETNA AETNA $27.07 ↓ -47%
NOVA CLAIMDOC $27.18 ↓ -46%
CLAIMDOC CLAIMDOC $27.18 ↓ -46%
CIGNA CIGNA $46.80 ↓ -8%
CIGNA EAP CIGNA $46.80 ↓ -8%
HEALTH PARTNERS HEALTH PARTNERS $49.53 ↓ -2%
MIDLANDS MIDLANDS CHOICE PPO $50.70 ↑ +0%
MEDICA MIDLANDS CHOICE PPO $50.70 ↑ +0%
AUXIANT MIDLANDS CHOICE PPO $50.70 ↑ +0%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $50.70 ↑ +0%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $64.74 ↑ +28%
USA MANAGED CARE USA MANAGED CARE $66.30 ↑ +31%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $78.00 ↑ +54%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $78.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $78.00 ↑ +54%

Visitor-reported prices

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Mayo hvdip HIV 2 antibody at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Iowa Lutheran Hospital Des Moines $48.57 $8.11 – $21.03
MercyOne Genesis Davenport West Medical Center Davenport $135.60 $13.52 – $13.52
MercyOne Dubuque Medical Center Dubuque $62.40 $13.10 – $96.00
MercyOne New Hampton Medical Center New Hampton $84.50 $51.47 – $130.00
MercyOne Clinton Medical Center Clinton $84.50 $13.10 – $130.00
MercyOne Oelwein Medical Center Oelwein $84.50 $49.69 – $130.00
MercyOne West Des Moines Medical Center West Des Moines $78.00 $13.10 – $78.00
MercyOne North Iowa Medical Center Mason City $58.50 $13.10 – $90.00

All Iowa hospitals for this procedure →