Matrix bone cryomatrix 2.0ml at MercyOne Des Moines Medical Center

1111 6th Ave, Des Moines, IA · MercyOne · Nonprofit · NPI 1234567893

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$6,518.34

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$10,028.22

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2,015.67 with MEDICAL ASSOCIATES vs $10,028.22 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $2,015.67 ↓ -69%
HEALTH CHOICES MEDICAL ASSOCIATES $2,015.67 ↓ -69%
AETNA DOMESTIC AETNA $3,479.79 ↓ -47%
ALLIED BENEFIT SYSTEMS AETNA $3,479.79 ↓ -47%
ASR HEALTH BENEFITS AETNA $3,479.79 ↓ -47%
CHRISTIAN BROTHER SERVICES AETNA $3,479.79 ↓ -47%
1199 NATIONAL BENEFIT FUND AETNA $3,479.79 ↓ -47%
AETNA AETNA $3,479.79 ↓ -47%
COVENTRY AETNA $3,479.79 ↓ -47%
FIRST HEALTH AETNA $3,479.79 ↓ -47%
LUCENT HEALTH AETNA $3,479.79 ↓ -47%
LUMINARE HEALTH AETNA $3,479.79 ↓ -47%
MEDICAL MUTUAL AETNA $3,479.79 ↓ -47%
MERITAIN AETNA $3,479.79 ↓ -47%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $3,479.79 ↓ -47%
WEBTPA AETNA $3,479.79 ↓ -47%
UNITED HEALTHCARE UNITED HEALTHCARE OPTIONS $5,014.11 ↓ -23%
GEHA UNITED HEALTHCARE $5,014.11 ↓ -23%
UNITED HEALTHCARE UNITED HEALTHCARE $5,014.11 ↓ -23%
CIGNA CIGNA $6,016.93 ↓ -8%
CIGNA EAP CIGNA $6,016.93 ↓ -8%
HEALTH PARTNERS HEALTH PARTNERS $6,367.92 ↓ -2%
MIDLANDS MIDLANDS CHOICE PPO $6,518.34 ↑ +0%
AUXIANT MIDLANDS CHOICE PPO $6,518.34 ↑ +0%
MEDICA MIDLANDS CHOICE PPO $6,518.34 ↑ +0%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $6,518.34 ↑ +0%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $8,323.42 ↑ +28%
USA MANAGED CARE USA MANAGED CARE $8,523.99 ↑ +31%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $10,028.22 ↑ +54%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $10,028.22 ↑ +54%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $10,028.22 ↑ +54%

Visitor-reported prices

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Matrix bone cryomatrix 2.0ml at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Iowa Lutheran Hospital Des Moines not published $2,200.00 – $2,266.00
MercyOne Dubuque Medical Center Dubuque $6,518.34 $3,580.07 – $10,028.22
MercyOne New Hampton Medical Center New Hampton $6,193.20 $3,772.14 – $9,528.00
MercyOne Dyersville Medical Center Dyersville $6,518.34 $3,790.67 – $11,287.76
MercyOne Clinton Medical Center Clinton $6,518.34 $2,837.99 – $10,028.22
MercyOne Oelwein Medical Center Oelwein $6,518.34 $3,832.79 – $10,028.22
MercyOne Cedar Falls Medical Center Cedar Falls $6,518.34 $2,356.63 – $10,028.22
MercyOne Elkader Medical Center Elkader $6,518.34 $5,161.52 – $10,481.50

All Iowa hospitals for this procedure →