Drsg oasis ultr ster 3lyr 7x10 70sqcm -cost per sq cm at MercyOne Des Moines Medical Center

1111 6th Ave, Des Moines, IA · MercyOne · Nonprofit · NPI 1234567893

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$41.79

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$64.30

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$9.88 with IOWA TOTAL CARE vs $60.55 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $9.88 ↓ -76%
MOLINA MEDICAID MOLINA MEDICAID $9.98 ↓ -76%
WELLPOINT MEDICAID WELLPOINT MEDICAID $10.02 ↓ -76%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $12.11 ↓ -71%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $12.17 ↓ -71%
HEALTH CHOICES MEDICAL ASSOCIATES $12.17 ↓ -71%
CENTIVO CENTIVO $15.99 ↓ -62%
OSCAR OSCAR $16.35 ↓ -61%
LUMINARE HEALTH AETNA $21.01 ↓ -50%
CHRISTIAN BROTHER SERVICES AETNA $21.01 ↓ -50%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $21.01 ↓ -50%
LUCENT HEALTH AETNA $21.01 ↓ -50%
AETNA AETNA $21.01 ↓ -50%
ASR HEALTH BENEFITS AETNA $21.01 ↓ -50%
1199 NATIONAL BENEFIT FUND AETNA $21.01 ↓ -50%
FIRST HEALTH AETNA $21.01 ↓ -50%
AETNA DOMESTIC AETNA $21.01 ↓ -50%
WEBTPA AETNA $21.01 ↓ -50%
MEDICAL MUTUAL AETNA $21.01 ↓ -50%
COVENTRY AETNA $21.01 ↓ -50%
ALLIED BENEFIT SYSTEMS AETNA $21.01 ↓ -50%
MERITAIN AETNA $21.01 ↓ -50%
UNITED HEALTHCARE UNITED HEALTHCARE OPTIONS $30.28 ↓ -28%
GEHA UNITED HEALTHCARE $30.28 ↓ -28%
UNITED HEALTHCARE UNITED HEALTHCARE $30.28 ↓ -28%
CLAIMDOC CLAIMDOC $36.33 ↓ -13%
CIGNA CIGNA $36.33 ↓ -13%
CIGNA EAP CIGNA $36.33 ↓ -13%
NOVA CLAIMDOC $36.33 ↓ -13%
HEALTH PARTNERS HEALTH PARTNERS $38.45 ↓ -8%
MIDLANDS MIDLANDS CHOICE PPO $39.36 ↓ -6%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $39.36 ↓ -6%
AUXIANT MIDLANDS CHOICE PPO $39.36 ↓ -6%
MEDICA MIDLANDS CHOICE PPO $39.36 ↓ -6%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $50.26 ↑ +20%
USA MANAGED CARE USA MANAGED CARE $51.47 ↑ +23%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $60.55 ↑ +45%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $60.55 ↑ +45%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $60.55 ↑ +45%

Visitor-reported prices

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Drsg oasis ultr ster 3lyr 7x10 70sqcm -cost per sq cm at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Iowa Lutheran Hospital Des Moines $104.14 $7.84 – $38.27
MercyOne Dubuque Medical Center Dubuque $41.79 $11.73 – $60.55
MercyOne New Hampton Medical Center New Hampton $33.44 $19.18 – $48.44
MercyOne Dyersville Medical Center Dyersville $41.79 $22.89 – $68.16
MercyOne Clinton Medical Center Clinton $41.79 $11.73 – $60.55
MercyOne Oelwein Medical Center Oelwein $41.79 $23.14 – $60.55
MercyOne Cedar Falls Medical Center Cedar Falls $41.79 $10.50 – $60.55
MercyOne Elkader Medical Center Elkader $41.79 $31.17 – $63.29

All Iowa hospitals for this procedure →