Coveredge 32 lead kit 40cm 48 at MercyOne Des Moines Medical Center

1111 6th Ave, Des Moines, IA · MercyOne · Nonprofit · NPI 1234567893

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$9,235.69

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$14,208.75

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$26.38 with HEALTH CHOICES vs $131.23 with CRIME VICTIM ASSISTANCE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HEALTH CHOICES MEDICAL ASSOCIATES $26.38 ↓ -100%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $26.38 ↓ -100%
MEDICAL MUTUAL AETNA $45.54 ↓ -100%
LUMINARE HEALTH AETNA $45.54 ↓ -100%
CHRISTIAN BROTHER SERVICES AETNA $45.54 ↓ -100%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $45.54 ↓ -100%
LUCENT HEALTH AETNA $45.54 ↓ -100%
AETNA AETNA $45.54 ↓ -100%
ASR HEALTH BENEFITS AETNA $45.54 ↓ -100%
1199 NATIONAL BENEFIT FUND AETNA $45.54 ↓ -100%
FIRST HEALTH AETNA $45.54 ↓ -100%
AETNA DOMESTIC AETNA $45.54 ↓ -100%
COVENTRY AETNA $45.54 ↓ -100%
ALLIED BENEFIT SYSTEMS AETNA $45.54 ↓ -100%
MERITAIN AETNA $45.54 ↓ -100%
WEBTPA AETNA $45.54 ↓ -100%
UNITED HEALTHCARE UNITED HEALTHCARE OPTIONS $72.83 ↓ -99%
GEHA UNITED HEALTHCARE $78.74 ↓ -99%
UNITED HEALTHCARE UNITED HEALTHCARE $78.74 ↓ -99%
CIGNA EAP CIGNA $78.74 ↓ -99%
CIGNA CIGNA $78.74 ↓ -99%
HEALTH PARTNERS HEALTH PARTNERS $83.33 ↓ -99%
AUXIANT MIDLANDS CHOICE PPO $85.30 ↓ -99%
MEDICA MIDLANDS CHOICE PPO $85.30 ↓ -99%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $85.30 ↓ -99%
MIDLANDS MIDLANDS CHOICE PPO $85.30 ↓ -99%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $108.92 ↓ -99%
USA MANAGED CARE USA MANAGED CARE $111.55 ↓ -99%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $131.23 ↓ -99%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $131.23 ↓ -99%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $131.23 ↓ -99%

Visitor-reported prices

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Coveredge 32 lead kit 40cm 48 at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $686.40 not published
MercyOne Dubuque Medical Center Dubuque $9,235.69 $45.72 – $128.06
MercyOne New Hampton Medical Center New Hampton $8,775.00 $61.67 – $155.76
MercyOne Dyersville Medical Center Dyersville $9,235.69 $49.60 – $147.71
MercyOne Clinton Medical Center Clinton $9,235.69 $37.14 – $131.23
MercyOne Oelwein Medical Center Oelwein $9,235.69 $50.16 – $131.23
MercyOne Cedar Falls Medical Center Cedar Falls $9,235.69 $30.84 – $131.23
MercyOne Elkader Medical Center Elkader $9,235.69 $67.54 – $137.16

All Iowa hospitals for this procedure →