Bone marrow interpretation at MercyOne Des Moines Medical Center

1111 6th Ave, Des Moines, IA · MercyOne · Nonprofit · NPI 1234567893

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$200.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$308.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$61.91 with HEALTH CHOICES vs $1,564.16 with CLAIMDOC — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HEALTH CHOICES MEDICAL ASSOCIATES $61.91 ↓ -69%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $61.91 ↓ -69%
MERITAIN AETNA $106.88 ↓ -47%
LUCENT HEALTH AETNA $106.88 ↓ -47%
AETNA AETNA $106.88 ↓ -47%
ASR HEALTH BENEFITS AETNA $106.88 ↓ -47%
1199 NATIONAL BENEFIT FUND AETNA $106.88 ↓ -47%
FIRST HEALTH AETNA $106.88 ↓ -47%
LUMINARE HEALTH AETNA $106.88 ↓ -47%
AETNA DOMESTIC AETNA $106.88 ↓ -47%
WEBTPA AETNA $106.88 ↓ -47%
MEDICAL MUTUAL AETNA $106.88 ↓ -47%
CHRISTIAN BROTHER SERVICES AETNA $106.88 ↓ -47%
COVENTRY AETNA $106.88 ↓ -47%
ALLIED BENEFIT SYSTEMS AETNA $106.88 ↓ -47%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $106.88 ↓ -47%
CIGNA CIGNA $184.80 ↓ -8%
CIGNA EAP CIGNA $184.80 ↓ -8%
HEALTH PARTNERS HEALTH PARTNERS $195.58 ↓ -2%
MEDICA MIDLANDS CHOICE PPO $200.20 ↑ +0%
AUXIANT MIDLANDS CHOICE PPO $200.20 ↑ +0%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $200.20 ↑ +0%
MIDLANDS MIDLANDS CHOICE PPO $200.20 ↑ +0%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $255.64 ↑ +28%
USA MANAGED CARE USA MANAGED CARE $261.80 ↑ +31%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $308.00 ↑ +54%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $308.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $308.00 ↑ +54%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $760.47 ↑ +280%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $762.62 ↑ +281%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $762.62 ↑ +281%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $762.62 ↑ +281%
MOLINA MEDICAID MOLINA MEDICAID $767.92 ↑ +284%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $770.25 ↑ +285%
WELLPOINT MEDICAID WELLPOINT MEDICAID $770.90 ↑ +285%
UNITED HEALTHCARE UNITED HEALTHCARE $776.51 ↑ +288%
GEHA UNITED HEALTHCARE $776.51 ↑ +288%
UNITED HEALTHCARE UNITED HEALTHCARE OPTIONS $776.51 ↑ +288%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $777.88 ↑ +289%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $793.75 ↑ +296%
BLUE CROSS - TN WELLMARK PPO $823.13 ↑ +311%
BLUE CROSS - FEDERAL WELLMARK PPO $823.13 ↑ +311%
BLUE CROSS - NC WELLMARK PPO $823.13 ↑ +311%
BLUE CROSS - IL ALTERNATE WELLMARK PPO $823.13 ↑ +311%
BLUE CARE NETWORK WELLMARK PPO $823.13 ↑ +311%
BLUE CROSS - AZ WELLMARK PPO $823.13 ↑ +311%
BLUE CROSS - HI WELLMARK PPO $823.13 ↑ +311%
BLUE SHIELD - NY HIGHMARK NORTHEASTERN WELLMARK PPO $823.13 ↑ +311%
BLUE CROSS - GA (ANTHEM) WELLMARK PPO $823.13 ↑ +311%
BLUE CROSS - VA (ANTHEM) WELLMARK PPO $823.13 ↑ +311%
BLUE CROSS - UT (REGENCE) WELLMARK PPO $823.13 ↑ +311%
BLUE SHIELD - CA WELLMARK PPO $823.13 ↑ +311%
BLUE CROSS - IA (WELLMARK) WELLMARK HMO $823.13 ↑ +311%
BLUE CROSS - IA (WELLMARK) WELLMARK PPO $823.13 ↑ +311%
BLUE CROSS - CA (ANTHEM) WELLMARK PPO $823.13 ↑ +311%
BLUE CROSS - AK (PREMERA) WELLMARK PPO $823.13 ↑ +311%
BLUE CROSS - WV (HIGHMARK) WELLMARK PPO $823.13 ↑ +311%
BLUE DISTINCTION TRANSPLANT WELLMARK PPO $823.13 ↑ +311%
BLUE CROSS - PA (CAPITAL) WELLMARK PPO $823.13 ↑ +311%
BLUE CROSS - AR WELLMARK PPO $823.13 ↑ +311%
BLUE CROSS - NM WELLMARK PPO $823.13 ↑ +311%
BLUE CROSS - ID WELLMARK PPO $823.13 ↑ +311%
BLUE CROSS - VT WELLMARK PPO $823.13 ↑ +311%
BLUE SHIELD - WA (REGENCE) WELLMARK PPO $823.13 ↑ +311%
BLUE CROSS - IL WELLMARK PPO $823.13 ↑ +311%
BLUE CROSS - VA (CAREFIRST) WELLMARK PPO $823.13 ↑ +311%
BLUE CROSS - MD (CAREFIRST) WELLMARK PPO $823.13 ↑ +311%
BLUE CROSS - ME (ANTHEM) WELLMARK PPO $823.13 ↑ +311%
BLUE CROSS - MN WELLMARK PPO $823.13 ↑ +311%
BLUE CROSS - NE WELLMARK PPO $823.13 ↑ +311%
BLUE CROSS - OH (ANTHEM) WELLMARK PPO $823.13 ↑ +311%
BLUE CROSS - FL WELLMARK PPO $823.13 ↑ +311%
BLUE CROSS - PA (INDEPENDENCE) WELLMARK PPO $823.13 ↑ +311%
BLUE CROSS - WY WELLMARK PPO $823.13 ↑ +311%
BLUE CROSS - KY (ANTHEM) WELLMARK PPO $823.13 ↑ +311%
BLUE CROSS - DE (HIGHMARK) WELLMARK PPO $823.13 ↑ +311%
BLUE SHIELD - ID (REGENCE) WELLMARK PPO $823.13 ↑ +311%
BLUE CROSS - ND WELLMARK PPO $823.13 ↑ +311%
BLUE CROSS - KS WELLMARK PPO $823.13 ↑ +311%
BLUE CROSS - MO (ANTHEM) WELLMARK PPO $823.13 ↑ +311%
BLUE CROSS - AL WELLMARK PPO $823.13 ↑ +311%
BLUE CROSS - WA (PREMERA) WELLMARK PPO $823.13 ↑ +311%
BLUE SHIELD - NY HIGHMARK WESTERN WELLMARK PPO $823.13 ↑ +311%
BLUE CROSS - NY (EXCELLUS) WELLMARK PPO $823.13 ↑ +311%
BLUE CROSS - IN (ANTHEM) WELLMARK PPO $823.13 ↑ +311%
BLUE SHIELD - PA (HIGHMARK) WELLMARK PPO $823.13 ↑ +311%
BCBS GENERIC WELLMARK PPO $823.13 ↑ +311%
BLUE CROSS - NV (ANTHEM) WELLMARK PPO $823.13 ↑ +311%
BLUE CROSS - OK WELLMARK PPO $823.13 ↑ +311%
BLUE CROSS - NY (ANTHEM) WELLMARK PPO $823.13 ↑ +311%
BLUE CROSS - CT (ANTHEM) WELLMARK PPO $823.13 ↑ +311%
BLUE CROSS - MS WELLMARK PPO $823.13 ↑ +311%
BLUE CROSS - LA WELLMARK PPO $823.13 ↑ +311%
BLUE CROSS - TX WELLMARK PPO $823.13 ↑ +311%
BLUE CROSS - SC WELLMARK PPO $823.13 ↑ +311%
BLUE CROSS - MI WELLMARK PPO $823.13 ↑ +311%
BLUE CROSS - MT WELLMARK PPO $823.13 ↑ +311%
BLUE CROSS - RI WELLMARK PPO $823.13 ↑ +311%
BLUE CROSS - NH (ANTHEM) WELLMARK PPO $823.13 ↑ +311%
BLUE CROSS - CO (ANTHEM) WELLMARK PPO $823.13 ↑ +311%
BLUE CROSS - SD (WELLMARK) WELLMARK PPO $823.13 ↑ +311%
BLUE CROSS - OR (REGENCE) WELLMARK PPO $823.13 ↑ +311%
BLUE CROSS - NJ (HORIZON) WELLMARK PPO $823.13 ↑ +311%
BLUE BENEFIT ADMINISTRATORS OF MASSACHUSETTS WELLMARK PPO $823.13 ↑ +311%
BLUE CROSS - DC (CAREFIRST) WELLMARK PPO $823.13 ↑ +311%
BLUE CROSS - MA WELLMARK PPO $823.13 ↑ +311%
BLUE CROSS - WI (ANTHEM) WELLMARK PPO $823.13 ↑ +311%
AMISH HOSPITAL AID AMISH HOSPITAL AID $1,034.99 ↑ +417%
OSCAR OSCAR $1,105.80 ↑ +452%
CENTIVO CENTIVO $1,122.92 ↑ +461%
AMBETTER AMBETTER MARKETPLACE $1,307.35 ↑ +553%
NOVA CLAIMDOC $1,564.16 ↑ +681%
CLAIMDOC CLAIMDOC $1,564.16 ↑ +681%

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Bone marrow interpretation at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Iowa Lutheran Hospital Des Moines $786.52 $29.26 – $787.05
MercyOne Genesis Davenport West Medical Center Davenport $121.80 $131.95 – $781.95
MercyOne Dubuque Medical Center Dubuque $448.50 $27.95 – $1,609.82
MercyOne West Des Moines Medical Center West Des Moines $308.00 $61.91 – $1,564.16
MercyOne Centerville Medical Center Centerville $274.00 $75.19 – $274.00
MercyOne North Iowa Medical Center Mason City $187.20 $73.73 – $1,745.49
MercyOne Genesis Davenport Medical Center Davenport $135.60 $146.90 – $781.95
MercyOne Waterloo Medical Center Waterloo $448.50 $162.15 – $1,556.81

All Iowa hospitals for this procedure →