Allograft umbilical epicord 15 sq cm-q4187-cost per sq cm at MercyOne Des Moines Medical Center

1111 6th Ave, Des Moines, IA · MercyOne · Nonprofit · NPI 1234567893

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$815.54

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,254.67

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$98.26 with IOWA TOTAL CARE vs $602.10 with CRIME VICTIM ASSISTANCE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $98.26 ↓ -88%
MOLINA MEDICAID MOLINA MEDICAID $99.23 ↓ -88%
WELLPOINT MEDICAID WELLPOINT MEDICAID $99.61 ↓ -88%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $120.42 ↓ -85%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $121.02 ↓ -85%
HEALTH CHOICES MEDICAL ASSOCIATES $121.02 ↓ -85%
CENTIVO CENTIVO $158.95 ↓ -81%
OSCAR OSCAR $162.57 ↓ -80%
1199 NATIONAL BENEFIT FUND AETNA $208.93 ↓ -74%
ALLIED BENEFIT SYSTEMS AETNA $208.93 ↓ -74%
ASR HEALTH BENEFITS AETNA $208.93 ↓ -74%
CHRISTIAN BROTHER SERVICES AETNA $208.93 ↓ -74%
COVENTRY AETNA $208.93 ↓ -74%
FIRST HEALTH AETNA $208.93 ↓ -74%
AETNA DOMESTIC AETNA $208.93 ↓ -74%
LUCENT HEALTH AETNA $208.93 ↓ -74%
LUMINARE HEALTH AETNA $208.93 ↓ -74%
MEDICAL MUTUAL AETNA $208.93 ↓ -74%
MERITAIN AETNA $208.93 ↓ -74%
AETNA AETNA $208.93 ↓ -74%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $208.93 ↓ -74%
WEBTPA AETNA $208.93 ↓ -74%
UNITED HEALTHCARE UNITED HEALTHCARE OPTIONS $301.05 ↓ -63%
GEHA UNITED HEALTHCARE $301.05 ↓ -63%
UNITED HEALTHCARE UNITED HEALTHCARE $301.05 ↓ -63%
NOVA CLAIMDOC $361.26 ↓ -56%
CIGNA CIGNA $361.26 ↓ -56%
CIGNA EAP CIGNA $361.26 ↓ -56%
CLAIMDOC CLAIMDOC $361.26 ↓ -56%
HEALTH PARTNERS HEALTH PARTNERS $382.33 ↓ -53%
MEDICA MIDLANDS CHOICE PPO $391.37 ↓ -52%
MIDLANDS MIDLANDS CHOICE PPO $391.37 ↓ -52%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $391.37 ↓ -52%
AUXIANT MIDLANDS CHOICE PPO $391.37 ↓ -52%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $499.74 ↓ -39%
USA MANAGED CARE USA MANAGED CARE $511.79 ↓ -37%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $602.10 ↓ -26%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $602.10 ↓ -26%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $602.10 ↓ -26%

Visitor-reported prices

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Allograft umbilical epicord 15 sq cm-q4187-cost per sq cm at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Iowa Lutheran Hospital Des Moines $231.20 $219.02 – $319.50
MercyOne Dubuque Medical Center Dubuque $815.54 $116.69 – $602.10
MercyOne New Hampton Medical Center New Hampton $1,015.79 $296.91 – $749.95
MercyOne Dyersville Medical Center Dyersville $815.54 $227.59 – $677.72
MercyOne Clinton Medical Center Clinton $815.54 $116.69 – $602.10
MercyOne Oelwein Medical Center Oelwein $815.54 $230.12 – $602.10
MercyOne Cedar Falls Medical Center Cedar Falls $815.54 $104.40 – $602.10
MercyOne Elkader Medical Center Elkader $815.54 $309.90 – $629.31

All Iowa hospitals for this procedure →