Allograft graftjacket 2x12cm-q4107-cost per sq cm at MercyOne Des Moines Medical Center

1111 6th Ave, Des Moines, IA · MercyOne · Nonprofit · NPI 1234567893

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$238.13

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$366.35

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$32.64 with IOWA TOTAL CARE vs $200.01 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $32.64 ↓ -86%
MOLINA MEDICAID MOLINA MEDICAID $32.96 ↓ -86%
WELLPOINT MEDICAID WELLPOINT MEDICAID $33.09 ↓ -86%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $40.00 ↓ -83%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $40.20 ↓ -83%
HEALTH CHOICES MEDICAL ASSOCIATES $40.20 ↓ -83%
CENTIVO CENTIVO $52.80 ↓ -78%
OSCAR OSCAR $54.00 ↓ -77%
LUMINARE HEALTH AETNA $69.40 ↓ -71%
CHRISTIAN BROTHER SERVICES AETNA $69.40 ↓ -71%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $69.40 ↓ -71%
LUCENT HEALTH AETNA $69.40 ↓ -71%
AETNA AETNA $69.40 ↓ -71%
ASR HEALTH BENEFITS AETNA $69.40 ↓ -71%
1199 NATIONAL BENEFIT FUND AETNA $69.40 ↓ -71%
FIRST HEALTH AETNA $69.40 ↓ -71%
AETNA DOMESTIC AETNA $69.40 ↓ -71%
WEBTPA AETNA $69.40 ↓ -71%
MEDICAL MUTUAL AETNA $69.40 ↓ -71%
COVENTRY AETNA $69.40 ↓ -71%
ALLIED BENEFIT SYSTEMS AETNA $69.40 ↓ -71%
MERITAIN AETNA $69.40 ↓ -71%
UNITED HEALTHCARE UNITED HEALTHCARE OPTIONS $100.01 ↓ -58%
GEHA UNITED HEALTHCARE $100.01 ↓ -58%
UNITED HEALTHCARE UNITED HEALTHCARE $100.01 ↓ -58%
CLAIMDOC CLAIMDOC $120.01 ↓ -50%
CIGNA CIGNA $120.01 ↓ -50%
CIGNA EAP CIGNA $120.01 ↓ -50%
NOVA CLAIMDOC $120.01 ↓ -50%
HEALTH PARTNERS HEALTH PARTNERS $127.01 ↓ -47%
MIDLANDS MIDLANDS CHOICE PPO $130.01 ↓ -45%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $130.01 ↓ -45%
AUXIANT MIDLANDS CHOICE PPO $130.01 ↓ -45%
MEDICA MIDLANDS CHOICE PPO $130.01 ↓ -45%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $166.01 ↓ -30%
USA MANAGED CARE USA MANAGED CARE $170.01 ↓ -29%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $200.01 ↓ -16%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $200.01 ↓ -16%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $200.01 ↓ -16%

Visitor-reported prices

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Allograft graftjacket 2x12cm-q4107-cost per sq cm at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Iowa Lutheran Hospital Des Moines not published $91.01 – $169.44
MercyOne Dubuque Medical Center Dubuque $238.13 $38.76 – $200.01
MercyOne New Hampton Medical Center New Hampton $292.91 $82.24 – $207.73
MercyOne Dyersville Medical Center Dyersville $238.13 $75.60 – $225.13
MercyOne Clinton Medical Center Clinton $238.13 $38.76 – $200.01
MercyOne Oelwein Medical Center Oelwein $238.13 $76.44 – $200.01
MercyOne Cedar Falls Medical Center Cedar Falls $239.77 $34.68 – $200.01
MercyOne Elkader Medical Center Elkader $238.13 $102.95 – $209.05

All Iowa hospitals for this procedure →