Adh-sendout at MercyOne Des Moines Medical Center

1111 6th Ave, Des Moines, IA · MercyOne · Nonprofit · NPI 1234567893

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$72.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$112.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$22.51 with HEALTH CHOICES vs $112.00 with CRIME VICTIM ASSISTANCE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HEALTH CHOICES MEDICAL ASSOCIATES $22.51 ↓ -69%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $22.51 ↓ -69%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $32.88 ↓ -55%
MOLINA MEDICAID MOLINA MEDICAID $33.21 ↓ -54%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $33.26 ↓ -54%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $33.26 ↓ -54%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $33.26 ↓ -54%
WELLPOINT MEDICAID WELLPOINT MEDICAID $33.34 ↓ -54%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $33.59 ↓ -54%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $33.93 ↓ -53%
GEHA UNITED HEALTHCARE $33.94 ↓ -53%
UNITED HEALTHCARE UNITED HEALTHCARE OPTIONS $33.94 ↓ -53%
UNITED HEALTHCARE UNITED HEALTHCARE $33.94 ↓ -53%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $34.62 ↓ -52%
WEBTPA AETNA $38.86 ↓ -47%
LUMINARE HEALTH AETNA $38.86 ↓ -47%
CHRISTIAN BROTHER SERVICES AETNA $38.86 ↓ -47%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $38.86 ↓ -47%
LUCENT HEALTH AETNA $38.86 ↓ -47%
AETNA AETNA $38.86 ↓ -47%
ASR HEALTH BENEFITS AETNA $38.86 ↓ -47%
1199 NATIONAL BENEFIT FUND AETNA $38.86 ↓ -47%
FIRST HEALTH AETNA $38.86 ↓ -47%
AETNA DOMESTIC AETNA $38.86 ↓ -47%
COVENTRY AETNA $38.86 ↓ -47%
ALLIED BENEFIT SYSTEMS AETNA $38.86 ↓ -47%
MERITAIN AETNA $38.86 ↓ -47%
MEDICAL MUTUAL AETNA $38.86 ↓ -47%
AMISH HOSPITAL AID AMISH HOSPITAL AID $45.14 ↓ -38%
OSCAR OSCAR $48.23 ↓ -34%
CENTIVO CENTIVO $48.98 ↓ -33%
AMBETTER AMBETTER MARKETPLACE $57.02 ↓ -22%
CIGNA CIGNA $67.20 ↓ -8%
CIGNA EAP CIGNA $67.20 ↓ -8%
NOVA CLAIMDOC $68.22 ↓ -6%
CLAIMDOC CLAIMDOC $68.22 ↓ -6%
HEALTH PARTNERS HEALTH PARTNERS $71.12 ↓ -2%
AUXIANT MIDLANDS CHOICE PPO $72.80 ↑ +0%
MEDICA MIDLANDS CHOICE PPO $72.80 ↑ +0%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $72.80 ↑ +0%
MIDLANDS MIDLANDS CHOICE PPO $72.80 ↑ +0%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $92.96 ↑ +28%
USA MANAGED CARE USA MANAGED CARE $95.20 ↑ +31%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $112.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $112.00 ↑ +54%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $112.00 ↑ +54%

Visitor-reported prices

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Adh-sendout at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Iowa Lutheran Hospital Des Moines $109.28 $20.36 – $52.80
MercyOne Genesis Davenport West Medical Center Davenport $184.80 $33.94 – $33.94
MercyOne Dubuque Medical Center Dubuque $72.80 $32.88 – $112.00
MercyOne Cedar Falls Medical Center Cedar Falls $312.00 $32.88 – $480.00
MercyOne North Iowa Medical Center Mason City $72.80 $28.67 – $112.00
MercyOne Genesis Davenport Medical Center Davenport $205.80 not published
MercyOne Genesis DeWitt Medical Center DeWitt $205.80 $56.78 – $121.91
MercyOne Waterloo Medical Center Waterloo $312.00 $32.88 – $480.00

All Iowa hospitals for this procedure →