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Lower Back (Lumbar Spine) MRI (without contrast) at MercyOne Genesis Davenport West Medical Center
1404 West Central Park Avenue, Davenport, IA · MercyOne · · NPI 1427097716
$1,603.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,672.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$231.38 with Wellmark vs $323.93 with Naphcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Wellmark | Medicare Advantage | $231.38 | ↓ -86% |
| Naphcare | All Products | $323.93 | ↓ -80% |
Visitor-reported prices
Comments
Lower Back (Lumbar Spine) MRI (without contrast) at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport Medical Center | Davenport | $1,750.80 | $231.38 – $323.93 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $4,099.13 | $64.86 – $1,506.43 |
| UnityPoint Health - Allen Hospital | Waterloo | $1,183.88 | $64.86 – $779.88 |
| MercyOne New Hampton Medical Center | New Hampton | $2,598.70 | $1,582.81 – $3,998.00 |
| MercyOne Clinton Medical Center | Clinton | $2,598.70 | $219.72 – $3,998.00 |
| MercyOne Oelwein Medical Center | Oelwein | $2,598.70 | $1,528.04 – $3,998.00 |
| MercyOne Elkader Medical Center | Elkader | $2,598.70 | $2,057.77 – $4,178.71 |
| MercyOne West Des Moines Medical Center | West Des Moines | $5,237.00 | $225.21 – $5,237.00 |